I qualified for a special enrollment period and I have options of a few silver plans that I can pick between Bright Healthcare and Cigna.
Bright seems to have a smaller network but some pretty straight forward policies. I have no idea what the difference is between silver and perks. I've heard mixed reviews on cigna, but the $26.00 plan looks to have good benefits and wider coverage than Bright.
I have to enroll by tomorrow to get June 1 coverage and I really need it this coming month. I also will likely need a hernia surgery by the end of the year. Thoughts on which is the best?
Thanks in advance!
Here are the details on each:
Bright Health · Silver - $21.88 /mth
SilverMetal Level: Silver
- EPOPlan type: EPO
- Plan ID: 97906TN0010022
- Summary of benefits: https://cdn1.brighthealthplan.com/docs/2019-SBCs/SBC_97906TN0010022_06_20190101.pdf
- Brochure: https://cdn1.brighthealthplan.com/docs/2019-COCs/COC_97906TN0010022_06_20190101.pdf
Bright Health · Silver Perks - $22.90 /mth
- SilverMetal Level: Silver
- EPOPlan type: EPO
- Plan ID: 97906TN0010023
- Summary of benefits: https://cdn1.brighthealthplan.com/docs/2019-SBCs/SBC_97906TN0010023_06_20190101.pdf
- Brochure: https://cdn1.brighthealthplan.com/docs/2019-COCs/COC_97906TN0010023_06_20190101.pdf
Cigna Healthcare · Cigna Connect 150-4 - $26.00 /mth
- SilverMetal Level: Silver
- EPOPlan type: EPO
- Plan ID: 99248TN0060005
- Summary of benefits: https://www.cigna.com/static/www-cigna-com/docs/individuals-families/2019/medical/tn/907318-sbc-cigna-connect-150-4-silver-nashville-tn.pdf
- Brochure: https://www.cigna.com/static/www-cigna-com/docs/individuals-families/2019/medical/tn/907383-connect-plan-brochure-tn.pdf
Cigna Healthcare · Cigna Connect 75-4 - $68.50 /mth (Probably out of my price range as I'm on a limited budget)
- SilverMetal Level: Silver
- EPOPlan type: EPO
- Plan ID: 99248TN0060044
- Summary of Benefits: https://www.cigna.com/static/www-cigna-com/docs/individuals-families/2019/medical/tn/907323-sbc-cigna-connect-75-4-silver-nashville-tn.pdf
- Brochure: https://www.cigna.com/static/www-cigna-com/docs/individuals-families/2019/medical/tn/907383-connect-plan-brochure-tn.pdf
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