[Question - Insurance] When choosing ACA plan: How valuable is not having to get referrals to a specialist, vs having to?

The cigna connect plan has more providers, but requires referrals to specialist.

The Bright Health plan doesn't require referrals to specialists, but has a bit of a smaller network here in Nashville, TN.

So how much do no referrals matter?

https://ift.tt/eA8V8J Submitted May 31, 2019 at 08:52AM by garbageplay http://bit.ly/2EJQmwx