[Question - Insurance] My birth control is on the ACA Preventive Drug List. Why am I still charged for it?

I was under the impression that drugs specifically listed on the ACA Preventive Drug List is required to be fully covered by insurance companies, resulting in no charge to the patient for those meds (unless your insurance is through your employer and the employer opts out for religious reasons or whatever). Have I misunderstood? I'm being charged around $20 for birth control each month. :/

If I'm not supposed to be getting charged for it, what do I do to... you know, make that happen? Do I call the pharmacy, or my insurance, or..?

Pertinent:

- I am in Michigan, USA

- Health insurance is through PHP (Physician's Health Plan)

- Insurance is not through an employer

- The pharmacy does have my up-to-date insurance info

https://ift.tt/eA8V8J Submitted November 29, 2018 at 09:19AM by heatherkan https://ift.tt/2P8EoPE