Thứ Tư, 31 tháng 10, 2018

[Question - Insurance] Below federal poverty line = no subsidies?

Prepairing for the open enrollment peried for 2019, I was poking aroung the estimator on their website. Basic info for my house hold is as follows:

State: Tennessee

Me - 26 male parent of 1 dependant

Wife - 25 female parent of 1 dependant

Child - less than one year old

House hold total: 3
Dependents total: 1

Estimated income: ~$20,000

As I understand it this places us at the poverty line for the family of three and that subsidies are given to families of 3 between 100% and 400% of federal poverty line. Unless I'm missing something, that's us. But when I go to the healthcare.gov website to put all this in I get no subsidies and premiums starting at just under $700 a month which is insane. If I adjust the income to just 23,000 instead of the 20,000 estimate I do get a massive subsidy of over $700 a month. What gives??????



https://ift.tt/eA8V8J Submitted October 31, 2018 at 10:43PM by Ribble382 https://www.reddit.com/r/healthcare/comments/9szx5r/question_insurance_below_federal_poverty_line_no/?utm_source=ifttt

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