Hello, everyone! I'm applying for insurance and I'm wondering if going with catastrophic is good for me. Most likely isn't, but the tax premium is very tempting. It's $375/mo.
With my current plan, copay is $5, meds are $4, and specialist doctors are $20. Can't really beat it. If I went with cat, copay would be $35, meds between $11-$16/mo, and a specialist would be full price until after my deductible. In the past year, I've been to the doctor 5 times, two specialist visits, and an emergency. Not a typical year for me, but life isn't typical. I'd love to think 2018 will be good to me health-wise, but who knows?
I would really like to get a nice return come 2019, but I can't complain and say that my insurance this year didn't pull me through. I want to put my health first, but it'd be nice to do that without digging into my pocket.
Thanks~
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