Thứ Năm, 30 tháng 11, 2017

To take the tax premium or to not take the tax premium?

Hello, everyone! I'm applying for insurance and I'm wondering if going with catastrophic is good for me. Most likely isn't, but the tax premium is very tempting. It's $375/mo.

With my current plan, copay is $5, meds are $4, and specialist doctors are $20. Can't really beat it. If I went with cat, copay would be $35, meds between $11-$16/mo, and a specialist would be full price until after my deductible. In the past year, I've been to the doctor 5 times, two specialist visits, and an emergency. Not a typical year for me, but life isn't typical. I'd love to think 2018 will be good to me health-wise, but who knows?

I would really like to get a nice return come 2019, but I can't complain and say that my insurance this year didn't pull me through. I want to put my health first, but it'd be nice to do that without digging into my pocket.

Thanks~



http://ift.tt/eA8V8J Submitted November 30, 2017 at 01:15AM by SushiUschi http://ift.tt/2kaTREV

0 nhận xét:

Đăng nhận xét