I live in Texas (ugh) and my insurance is going to go up to $800 per month in 2018. I get insurance for my family in the marketplace. Through my job is $1,021 a month. My wife does not have an employer.
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I cannot afford $800 a month in insurance for crappy deductibles anyway. This is the cheapest plan that you get almost nothing.
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Already my finances are strained with mortgage and I'm going to have to add on a car payment before the end of the year. My current vehicles are paid off but one just broke down finally.
So what are my options? They keep claiming I make "too much" but that's a load of garbage. I'm strained just like anyone else and I'm not rich. Are there any services you can go through that's supposed to negotiate these premiums down for you?
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