I am considering which plans to get through healthcare.gov, and see that some of the payments would not cover the deductible over a calendar year and thus I would never be eligible for doctor office or prescription co-pay.
If I choose one of the higher monthly-lower deductible plans that would have the deductible covered by month 6 or 8, would I then be able to freely visit the doctor and have x-rays, surgery, prescriptions, etc. for a pre-existing condition?
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