My job offers the “minimum value standard” for its healthcare plans that are expensive. This makes me ineligible for the advance tax credit that would make the ACA plans more affordable (in my state through Pennie) although my income is within the threshold at 32k after taxes.
Would my wife be eligible for the advance tax credit because she is unemployed? Or is she ineligible because my job allows me to add her to my insurance plan? I would prefer to have two plans to keep costs down if possible.
Thanks in advance!
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