My open enrollment happened a little earlier than others due to my start date.
I looked at my options and none of them were very good, as co-pays/co-insurance, increased premiums, etc. on all of them.
Eventually i selected a plan that looked the most similar in coverage to what I already had.
In the materials, all of them said "Network: Standard" and my current plan also says "Network: Standard" so I did not anticipate a problem.
~
Today, I got something in the mail. Turns out, none of my doctors are covered by this plan for some reason.
Apparently, my new plan is an "EPO" which is a new term for me, I thought there was only HMO and PPO.
My guess is that even tho the Network was all listed as Standard between their PPOs and EPOs, the EPOs actually has a smaller network.
Is there any recourse since I was misled?
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