I may be entering into a marketplace plan if I don’t find another permanent job by end of year. My biggest concern is some of the medications my family is taking. These include ozempic, wegovy, dextroamphetimine, Auvelity, a few others. Generally with my current plan, most of these I have to get pre approvals for, there are often initial rejections but ultimately they get approved.
I don’t know how to judge the marketplace plans in this regard. They show for the most part that these drugs are generally not on their “list.” Does this mean that pre approvals are needed, or that they will never approve them? I don’t want to assume, but there seems to be no option other than picking a plan and rolling the dice. What has been y’all’s experience with this? I’m in Texas, don’t know if the options vary by state. Really need some advice. 🫤
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