Ok, so I will have a one month gap in my health care after my employer benefits terminate but before my ACA kicks in (and yes, I'm certain that this will happen). The consensus seems to be to do nothing, but if I cannot avoid using health care at a level above what is reasonable out-of-pocket, to use the COBRA loophole since benefits are retroactive to my last day of work.
How does this actually work in practice? What happens when you show up at the emergency room with no current health care policy (and let's hope that your conscious and able to pull the COBRA trigger)? It sounds like a logistic and paperwork nightmare.
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