if i have the "value plan" seen here https://i.imgur.com/uMCeeCA.jpg
do i have to pay the deductible before the copay?
for example.. if i have not gone to a doctor all year, and i walk into an in network hospital for primary care.. so i have to pay the copay of $55 only? or is that AFTER i pay the deductible?
i have no idea how insurance works and the wording here is sort of confusing. since the out of network stuff specifically mentions "after ded" while the in network does not mention that.
based on the provided chart.. how bad would you consider this insurance? should i look else were?
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