Long story short, I was offered tax credit towards a marketplace plan for $300 a month. I was going to school and didn't have an income. My Premium was $330 a month with decent coverage.
Now I am done with school, I got a job, but they dont start health coverage for 4 months.
I am supposed to update my income with the marketplace, but I noticed when I do that, I lose the tax credit (obviously) and I get to keep my same marketplace plan ($330 a month) , but I lose all the good coverage. $500 deductible is now $8000, etc.
Why the heck would I do that? Wouldn't it just make sense to continue to get the tax credit and pay the great coverage premium, and pay what I "owe" in taxes at the end of the year for using the tax credit? Or I am setting myself up to be very screwed on taxes?
Thanks
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