Not sure if this is the right place to ask this question, I don’t want to ask HR since I don’t want my company to know I’m interviewing for other jobs. I put the maximum FSA amount for 2022 because I know I’m going to have a surgery next year. So I have 3 questions around what can possibly happen with my FSA funds:
If I leave my job in January do I have to find a way to spend the full $2,000+ in January before I leave? Is it possible to carry the funds over to a new job’s insurance? When I leave does it only have the X amount of dollars that are there from my paychecks?
I have no idea how any of this works and the “use it or lose it” aspect of FSA seems messed up (because isn’t it technically my money I earned? it’s $40 or so from every paycheck). I wasn’t anticipating quitting my job when I set up the amount, but two amazing opportunities popped up out of nowhere and I’m trying to plan right now so I’m not panicking in the future.
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