Aetna or BCBS for someone with chronic pain and rare meds and procedures?

I have severe chronic migraines and was on COBRA extended Aetna up until Nov 30. It was 1800 a month for my whole family (I'm 19 yr old female) and now I have to get my own insurance. I make 42000 a year so decided to go through marketplace. I have two questions - are Gold plans really worth it? I'm trying to choose between Aetna Gold or BCBS gold. None of the meds I'm on currently (Ajovy, Nurtec) are covered by any plan on marketplace so I'll have to submit an appeal no matter what, so whatever insurance will make it the easiest. Same with the procedures I do (chronic pain management, occipital nerve blockers, Botox) I'll have to submit appeals for all of them. Which insurance should I go as a chronic pain patient?

https://ift.tt/eA8V8J Submitted December 09, 2021 at 11:05PM by simpleanion https://ift.tt/3Gy27Uz