I have been looking at low premium plans on healthcare.gov and really just want the unsurance to serve as a safety net in the event of a major medical emergency, since I don't go to the doctor often at all.
With that in mind I have been looking at Out of Pocket Maximums and thinking "boy I could live with that. Knowing that this is the most I would have to pay in any disastrous scenario. That sure is swell." But when I go to look at cost examples in some of the plans' documents, I see a few examples where the cost is more than the stated out of pocket maximum. Like WTF. All the examples are just slightly over the maximum, so I half think that it is typo or something but it is really causing me unease since I want to know how all this works before committing to a plan.
Can anyone give me the final word on out of pocket maximums, and also explain why the cost explains for some plans go over their stated maximum?
Much appreciated!
0 nhận xét:
Đăng nhận xét