Hello all, I am a 26 y/o college student. I live in Alabama and I work at Walgreens making around $700 a month or $8800 a year before taxes. I have tried to apply for insurance through the healthcare marketplace but the cheapest plan was around $320 a month. I looked into getting Medicaid but I don't qualify since I am not a parent, pregnant, and have no disabilities. I need to get insurance. I recently had to goto the hospital and ran up $2,000 in MRIs and x-rays after discovering I had a slipped disc and a stress fracture in my spine. I haven't been able to pay the minimum amount and they sent me to collections who have opened a suit against me and has begun suing me for the bill. I try calling them and leaving messages but they don't ever respond to me. I received a letter by a cop saying that the collections agency is suing me. I don't have anything in savings. The hospital has denied my request for lowering my bill. I don't know what to do anymore. Please give me some sort of advice. I can't seem to qualify for insurance and I feel like my only option right now is to file for bankruptcy. I don't have anything like a car or home in my own name. The car is still registered to my parents and I rent a trailer.
I am sorry there is no flair. It won't let me add any.
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