Thứ Năm, 8 tháng 8, 2019

[Question - Insurance] I don’t qualify for work insurance or Medicaid. What are my options?

This is my first time posting here, so I’m sorry if my question may seem dumb. I have been barely recently looking into insurance, I’m sorry if I seem narrow minded. I figured you guys could shed some light or give me some advice for my situation.

I got hired in the beginning of summer at a bank, as a seasonal employee working full time hours. Now, anyone who works full time at this bank, is eligible for Healthcare though our employer. BUT since I was a SEASONAL employee, this didn't apply to me.

A month passes by, and I landed a permanent job here as a Part-Time employee. After the summer is over I will be working part time hours (which is around 25 hours a week) but for the meantime, I am working full time hours. Although I am, technically part-time, I work full time hours (40 hours a week) and I am not eligible for benefits.

I applied for Medicaid, and got denied because I am making too much (Because I'm currently Fulltime).

I applied at Healthcare.gov but didn't qualify for a special enrollment period.

What are my options here?

I haven’t visited a doctor in years.

In the past few weeks, I have been really worried about a mole that has appeared on my skin and I don't want to self diagnose skin cancer but I don't think I would be able to afford a doctor.

Some extra details: I am in Montana. 21 years old. Live with roommates, and my parents live in New Mexico.



https://ift.tt/eA8V8J Submitted August 08, 2019 at 04:36AM by Uzzieee https://ift.tt/2MMsRYQ

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