Thứ Bảy, 8 tháng 9, 2018

Insulin stick in insurance loop. [Question - Insurance]

I hate to ask for anything on the internet but I'm out of options. Thank you very much in advance.

I'm a type 1 diabetic and I am insulin-dependent. Especially so. For the past 2 or 3 years I have had insurance through Indiana. It's called Managed Health Services(MHS) and I get it through the state's program Healthy Indiana Plan (HIP). Or maybe that's backwards, sorry.

Every month I pick up my insulin and sometimes there are problems but it usually works out easily. However this time it has been over 2 weeks and I cannot pick up my insulin. The pharmacy says MHS won't pay for it because I have another health insurance. But I don't, and I haven't. Not for years. I certainly haven't paid for anything.

I've called MHS who told me to call something called Third Party Liability. They said it would be taken care of in 3 hours and the next day nothing happened. I called my previous insurance to make sure I did not have a policy with them (which I confirmed), I called MHS's pharmacy team who said they'd take care of it or refer it to third party liability, and I called third party liability (lets call it TPL) who again said they'd take care of it in 3 or 4 hours. I've made probably 12 calls to MHS customer help desk, 3 calls to my old insurance (tri-care), 3 calls to TPL, and litterally over the past two weeks I have made 40 calls to my pharmacy. They KNOW me now.

What do I do? TLP is the only one taking responsibility for this and they keep telling me it will be taken care of. I do not have a job that will give me health care so this is all I can afford.

I forgot to mention: I called TPL on Friday the 7th and they said it was ALREADY taken off. I am on a 0-10 carb per day diet in an attempt to prolong what little insulin I have left.

10:22 central time on September 8th the pharmacy still cannot fill the prescription. Very stressed lol



https://ift.tt/eA8V8J Submitted September 08, 2018 at 10:47PM by zarconeus https://ift.tt/2wUB43A

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