"Ventilation is the way forward," says infectious disease doctor Abraar Karan of Stanford. Here's how to get better air flow at home, in schools and offices — even in gyms — to stave off COVID.
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I switched to a different job months ago and my husband is looking to switch positions as well. The company I work for is small and does not offer benefits so if he does switch jobs we will have no coverage for approximately 90 days. Would we be able to sign up for health insurance and then cancel it once he can sign up for it?
Hello, I went to the urgent care (small freestanding one) in Florida and was told it would cost $200 to get my finger stitched. I had a small jagged cut 1/3 of an inch wide. The doctors office would only give me a small credit card receipt with no info on services provided. When I asked for a real receipt they wrote something on a paper that said “Invoice for Blah blah Dr name”, pretty sketch. Now I see that they are billing me an additional $120 through my insurance. Is this normal? I called insurance and they said yes it can happen, but I’m still in disbelief.
The American health care system’s billing system is so stupid and is genuinely harmful. I went for a general checkup a while back and I just got the bill for it. There was a large unknown charge so I called to check what I was and it turns out they charged me for a “referral”. So what happened was that my GAD-7 score (which you get checked for every general checkup) was extremely high, and so the doctor asked if I wanted to discuss it. I had always been apprehensive about getting help, but lately it had been getting so bad that I decided to say yes. The doctor then proceeded to ask me if I wanted the phone number of a few local therapist that she thought might help and gave me a couple phone numbers. She wrote it down on a piece of paper and she moved onto the rest of the checkup. That’s it. That was the referral. And she never warned me before I said anything that agreeing to talk about it (even for about 30 seconds to a minute) would incur additional costs. But now I get hit with a $111 fee for a “referral”. For a conversation she initiated.
All this has done is make sure that I will never ever ask for help again or open up to the doctor about any problems that I am having. I know now that I literally cannot say anything during future visits because I never know when I will incur an additional fee without warning (and only find out about it a month later when the bill comes).
This way of billing people—only after the fact and without warning people that doing certain things will incur additional costs—creates a culture of fear where people cannot say anything at all for fear of being charged, and thus do not tell their doctor anything and eliminate any chance of preventative care. This is an absolute atrocity and significantly reduces doctors’ ability to help patients by creating tension, eliminating trust, and rendering their offices no longer safe spaces.
To me, it also sends a message that the doctors are not trying to help people, but rather just trying to make a profit from their patients. Now it is always in the back of my mind that anything they say or ask might not be out of genuine professional opinion or from a place of caring for me, their patient, but rather as a way of finding ways to sneakily incur additional charges and make me pay up (and help the hospital earn an extra buck). My trust in any doctor ever is completely gone for the rest of my life. The only way healthcare works is if there is faith in doctors and the hospital and a willingness to cooperate from the patient’s end. How we bill people is obliterating any chance of that trust and cooperation ever existing.
This needs to change.
Yes, there could be a major medical even that financially exceeds my means. But in that case, couldn't I make payments over time? Or even negotiate my costs down? Will major medical centers refuse to treat me for regular care without insurance? Insurance just seems like a racket, trying to understand why I'm better off with it than without it given my low Healthcare needs.
So my mom was having trouble breathing. Went to a cardiologist. He went for the usual procedur. We did ECG echo and all. We showed the doctor the reports and he suggested to do angiography. He also said to be prepared for angioplasty. Now he did not mention how severe the reports specifically the echo looked. The report said mild systolic dysfunction with ejaculation fraction of about 45 percent so what does it mean? Should I seek a second opinion before going through next steps?
Question about virtual visits and state lines! I’m an Illinois resident, and I have a video appointment in a few months for a routine visit with my specialist (who has a lonnnng months long waitlist to see her). I’ll be in New Jersey during the time of this visit, and was going to just take the call while there. Will this cause problems? Should I fib and not mention I’m out of state? What could happen, and how would they find out? I read that the pandemic relaxed these regulations to an extent, but I’m not sure how this fits in, or how much they’ve reverted to stricter guidelines. Any insight appreciated!!
Hello all, back in 2019 my mom, brother and myself were self employed and did gig jobs for some money. We applied for PUA and got accepted. I thought she had told Medicaid that we made that self employment money but apparently she didn’t. She told me that we were on her Medicaid account and that she was responsible for reporting all of our incomes. Neither me or my brother have ever reported income to Medicaid, my mom has done it all my life for me ever since I was little, I don’t even know fully how it works. I’m not even sure if she reported all of the PUA money we made. I have several questions and I’m pretty worried. She has taken us all off Medicaid apparently. 1. What would happen if she told Medicaid of the income? Would they simply ask her to pay it back, would they charge her with fraud? 2. Would Medicaid get me involved and try and get me in trouble too even though my mom has always been the one that certifies me? I was not even aware that you had to tell Medicaid of changes of income since my mother has always handled everything. I’m 22 now btw, I know I should know this stuff by now probably but please excuse my ignorance. No one ever sat down and talked to me about this stuff. 3. Should she contact a lawyer? 4. Is there anything else I should know and be aware of? Does the public health emergency play into this at all?
Thanks
I am really skinny and really weak compared to others but I eat around 3x more than the average adult a day and I play lots of sports (cricket, tennis, football and running) a week. I do not understand why I'd be so skinny though. I have recently cut down on snacks though due to eating a lot of sugar recently, but I haven't gotten any skinnier. Also, I don't understand why I am a lot weaker than a lot of my friends who don't play any sport. I eat lots of eggs and meats btw. Can someone help me with either of these two which doesn't involve working out at a gym?
Hey guys, I am under 26 and I am under my parents insurance. If I have a kid, will my parents insurance cover my child?
Hey all. I work in a stand alone behavioral health unit that currently has a covid outbreak. We have to dawn full PPE (n95/gloves/mask) we do have a door to the nurses station. This is typically where we eat in non-covid times. However, in covid times we take off our gloves and sanitize and put on new ones, but since we have not fully decontaminated they want us to go through full decontamination (through a room we're we take off all PPE and then hand wash and the room leads outside were we eat by our cars) However, this week we were told we are not allowed to have Water bottles in the nurses station, as they consider that food for some reason. However, we work 10 hour shifts, out nurses station does not have running water, 1/3rd of our staff are out with covid, so we rarely get a single break outside of our lunch, meaning one water break a day and it's out food break. Does anyone know if this is a legal policy for management to place?
The technology to perform hemodialysis isn’t cutting edge anymore. The process is fairly complicated but well standardized and probably one of the most automated procedure in medicine. Why is it so expensive?
DaVita is the most profitable healthcare delivery company in the world (I believe). It is built largely around dialysis.
It seems like the Dialysis system is bilking their American consumers in a similar fashion as big oil. There really isn’t an infrastructure or alternative. Dialysis patients depend on that service. Without it they will die… slowly and painfully.
Does anyone have any insight on dialysis that justifies the huge cost?
I’m writing a paper about why the US should have free health care and wanted to know how people who smoke or heavy drinkers affect the amount they pay in countries like UK, Canada, and Germany.Do they have to pay more or is it like they are everyone else? I know US insurance can make you pay more just wanted to compare and I can’t find anything online. Any help is appreciated.
my fiance and i are currently long distance for schooling. we are and will still be under 26 and therefore still under our parents' insurance by the time we finish and can have the wedding. i have medicaid and va benefits. however, he does not have any health insurance.
he hasn't had the medication he needs in over 2 years due to the previous insurance they had, tenncare, being canceled (i have no idea why). other than directly buying a private healthcare plan for his whole family (or just him), which i definitely could not manage, is there a way i could pay for just the prescription? or something similar? and when we do marry, what exactly happens then in terms of him being covered?
hello, I've been receiving bill to make monthly payment of $200+. I just got new bill today to pay but when I checked the content it shows that required amount I need to pay is shown as $0. What could've caused this? I'm using AmeriHealth New Jersey.
My friend have been wearing heels , not that much , but in the recent days , they have been wearing them for a couple of hours a time ! Is it true that it shortens your height drastically?!
Would love to know !
A little more info: I recently didn’t qualify for my job’s insurance and now I’m weighing my options on the marketplace. This is my first time not actually qualifying so I’m unsure how to proceed. I’m 26, not married, and also only have one small prescription (an inhaler). Based on what I’ve found on healthcare.gov my cheapest option starts at over $200 a month. Is this reasonable given my situation?
Any help/advice would be greatly appreciated, thank you.
I’m interested in either RADIOGRAPHY or SURGICAL TECH. Can anyone in either fields weigh in 🥺
Hello all! My mom fell and was injured out of state 4hrs away from home. She was hospitalized and had surgery then was found to have needed open heart by pass surgery after. We really want her closer to home for this procedure as her recovery from her fracture surgery is also a long 12 week recovery with no weight bearing. But the insurance company won’t pay for her ambulance ride to a facility closer to our home because the hospital she is in now offers the same speciality care. Any tips or tricks to help with insurance covering her transfer? I really appreciate any and all advice.
hello, is anyone here suffering from a joint pain problem? especially for the knee?
I recently moved to SLC and picked a new health plan. I'm a freelancer, so it's not one of the major plans (I guess).
There are a lot of facilities that take my provider, but not my network. One told me that they keep asking to be added to my network, but the provider isn't letting them on.
I asked my provider why my network is so small and they said it's because it's a new network, but this doesn't make much sense to me.
Are there other reasons why my network would be so small? Or why a provider wouldn't let doctors on to this network?
does an MBA or MPH really count as having enough medical or business experience to consider patient outcomes without considering profit? would love to know your opinion.
Obviously, I'm not a doctor so I can't tell if there's anything on this list that shouldn't be or if the cost is correct, etc. There are no codes. (Example line: PACU LEVEL 2 ADDL 15MIN)
I feel like they could bill for anything and we wouldn't know the difference. Should I ask for something else?
Thanks in advance. :)
I know with my homeowners and auto policies that if there is a small or minor type destruction, higher than my deductible, I will not file a claim but rather just suck it up and pay for the [whatever] repair out of pocket to keep my premiums on such policies reasonable - yet still have coverage if something major happens.
Can't do this on health insurance policies because the repairs aren't counted towards insuring the individual item (person).
We have people that use insurance for every little thing - be that the person and their healthcare or their home, rental or auto. On those other types of insurance, their use ups their premium on healthcare it doesn't seem to matter.
Could we, including provider, use more of a catastrophic coverage to keep premiums lower? Would the price of these more minor item come down? They should. Employers sometimes use the HSA or FSA to encourage this type of usage and keeping healthcare cost down - could we do it in the individual marketplace?
Hey, I've relocated to the US a few months ago (to Washington state), how do I make sure that my insurance company (Premera Blue Cross) and the health care providers that I visit don't scam me or overcharge me? On one of the bills I saw that I was charged for the disposable gloves that the doctor was using to examine me, which to me sounds bizarre, I come from a country with "free" health care so all of this is new to me.
Thank you for the help!
Warning… Family Physician rant. That is the perspective this is coming from so take it with a grain of salt….
I’m am so tired of all these hospitals and specialty clinic slapping a bandaid on my patients’ problems and giving them a plan to “follow up with your primary care doctor”
Or waiting six months and having my patients pay a lot of money to tell them, “looks like everything is going great, continue with your primary care doctor and see me again in six months”
These patients are not coming to your facilities because everything is going great in my clinic. If I had the diagnosis and treatment plan nailed the specialist or hospital would not be involved. If a patient is showing up in that exam room the primary care office can’t handle the problem.
For example
If you transfuse a patient because they are so anemic, we need to know why they are anemic to “follow up with pcp”
If my patient is missing work and vomiting all the time and the colonoscopy didn’t fix it, I need a diagnosis and treatment plan beyond “functional abdominal pain follow up with PCP.”
If my patient is suicidal they need to feel safe calling the psychiatrist and confident they will get help.
Give me a list if possible diagnosis, some medications to try, some labs or next steps even. At least point me in the right direction.
We are all overwhelmed, every system, every specialist. I’m doing my best to own these patients but I don’t have the knowledge and usually don’t have the equipment to solve the problem.
Please stop kicking these patients back to the PCP. I usually have half the time, less available staff, and I get paid 50-70% as much as a specialist for what I do. I take my own vitals, I fill out all my prior auths and insurance paperwork. I personally call back 90% of the clinic calls to answer questions. My reimbursements don’t allow margins for much support staff to help with all that.
Also all the specialists that are sick of inappropriate referrals and hospital/ER utilization… totally valid, I personally apologize and admit I make that mistake at times. We get it wrong too, we need to better on that front as primary care providers. I can admit that.
As doctors though we are losing a lot of confidence from patients. They feel like they are constantly paying hundreds of dollars to basically be told “I can’t help you, talk to a different doctor”
We need to do better.
I don’t have insurance and The amount they would like for me to pay per month is too high, and financial assistance isn’t an option at this point due to we technically make too much money.
My question- I have heard that if you give a hospital a check for let’s say, $50, and they accept the first one, then legally as long as I’m on time and send in at least $50 every month there can be no recourse by facility. They must accept every check after that
How true is that? Would I just be able to pay $50 a month for seven yrs to eventually pay off the bill? What if that amount wouldn’t pay it off for like, 15 -20 yrs?
Thank you in advance !! Hope everyone has a great weekend
I figured I’d try to get some outside opinions and possibly real life experiences to inform my decision.
I’ve been on BCBS with my parents for a while and now I need to pay for my own policy. I could theoretically afford Horizon (it’s like 400 a month, not including copay’s and emergency room visits. The ER visits in particular have screwed me over especially to the point that I have debt I can’t pay.
On the other hand I’ve heard Medicaid (or in my case it’s called NJ Family Care) is good…only that it’s incredibly difficult to get appointments and the doctors on it aren’t great (they assign you a doctor and you’re at the whim of when they have openings). It would cover me fully so I wouldn’t pay anything but idk if the trade off is worth it.
Any advice would be appreciated.
Im going to first state that im an RN. And I make sure that I ask my patients at least twice if they need anything before I leave. No matter how busy my day is.
I went to my annual appointment with my PCP and it seems every year they get worse and worse, I’m probably going to change doctors. They screened me for depression, told me to follow up with my psychiatrist, told me to lose weight, then left.
Those things I already know. But it’s an annual appointment, and they won’t let me ask for medications such as for athletes foot over the phone.
They basically rushed through and left, no questions asked. I get it, they get paid per patient so they cram as many as they can to see. But they were so fake and robotic and talking to me like a child that I’m surprised I never noticed before.