Chủ Nhật, 28 tháng 2, 2021

[Question-Other] Crocs Banned?

By    05:34 // No comments

I was recently hired to perform Covid tests. i’m a certified phlebotomy technician but this is my first healthcare job so don’t go too hard on me 😅 Dresscode states “close toed shoes, in white, black, grey or beige. no crocs, no heels”

By crocs do they mean the clogs with the holes or all types of crocs. no crocs with holes makes total sense, but i have a great pair without the holes so i can ideally bleach them after every shift and i still have protection from sharps and bodily fluids.

that being said, if all crocs are banned, which easy to disinfect shoes would you recommend?

TIA,
your cleanly phlebotomist.



https://ift.tt/eA8V8J Submitted February 28, 2021 at 05:30AM by calxnn https://ift.tt/37RvZfK

Thứ Bảy, 27 tháng 2, 2021

[Other] $40 🦷 Dental “Deep Cleaning”

By    11:34 // No comments

$40 🦷 Dental “Deep Cleaning”

Hello! I am a dental hygiene student in Landover, Maryland and my colleagues and I are in need of patients to graduate our program.

This is a great opportunity for individuals that don’t have insurance but even if you do, you are still welcome! We know sometimes the necessary scaling and root planning “deep cleaning”treatment recommended by your dentist can be out of pocket and cost you around $800 and sometimes $200-300 copays with insurance.

Also, it makes no difference to us if it’s been a really long time since you’ve been to the dentist. We appreciate you and welcome you with open arms ☺️

Let me and my colleagues help you save some money and still receive excellent care!

The $40 fee includes: 🦷 Oral cancer screening 🦷 Risk assessments 🦷Comprehensive exam 🦷X-rays 🦷Dental hygiene cleaning 🦷Sealants (on eligible teeth) 🦷Fluoride treatment

We also see children, adolescents(age 8-18)and veterans for $20

*This is a learning institution so appointment times are around 3.5hrs each and depending on the treatment you will need, it may take up to 3 visits to complete. The one time fee will cover ALL visits as long as appointments are kept and your treatment is completed.

You can message me directly, sign up here https://www.signupgenius.com/go/10C0C4EA8AF22A0FCC61-interest or join our discord to connect with us if interested. https://discord.gg/ZqXBVcz6HP Let us help take care of your smile!☺️



https://ift.tt/eA8V8J Submitted February 27, 2021 at 11:29AM by DHgirl_ https://ift.tt/3dOoklV

Thứ Sáu, 26 tháng 2, 2021

NPR News: Colette Pichon Battle: How Can We Prepare For The Next Hurricane Katrina?

By    22:36 // No comments
Colette Pichon Battle: How Can We Prepare For The Next Hurricane Katrina?
Sea level rise will displace millions by 2100 — and the Louisiana bayous, where Colette Pichon Battle lives, may disappear entirely. She describes how we can avert the worst when disaster strikes.

Read more on NPR

[Question - Other] Wife’s OBGYN had us pre-pay for prenatal care and delivery, closed his practice before they sent deductible refund

By    08:34 // No comments

TLDR at bottom.

Title pretty much says it all. Our 3rd baby was born in December, and this OB had delivered all of ours. Their office had always had the prepayment policy, but inevitably the hospital would file with insurance first, so her doctor would always end up refunding us most of the money because we had hit our deductible. We usually got it back in 2-3 weeks, and it was never an issue. With this one, we were chasing them for about a month and a half for the $1,700 in overpayment they owe us, which was very unusual. A few days ago I called the office, ready to demand an explanation and insist we get our funds ASAP considering they committed the refund a month ago, and I get an “after hours” message from their line in the middle of the day. Did a little bit of digging on social media, and it turns out the doctor suddenly closed his practice.

No notes on the main webpage, nothing on the voicemail about it, Google still says they’re open, etc. I have the doctor’s cell, who finally responded once and says that Suzie (not her real name) would take care of it. The fun part is, I talked to “Suzie”, who said that she was no longer employed there and did not know what he was talking about.

Long story short, I called my insurance company (UHC) and told them the story. They confirmed that the doctor is still under contract with them, and that they would support me if legal action is necessary because the doctor was clearly overpaid according to our plan. They said they would give him some time to respond first before escalating. I’m trying to get them to put some heat on it, because it seems there are certainly some red flags with how he’s acting.

Anything I should be doing now besides getting insurance to pursue this? Another question – if he declares bankruptcy, are we in danger of never seeing this money, or not seeing it for a very extended period of time?

TLDR: OBGYN made us prepay for wife’s prenatal care/delivery. Owed us $1700 for deductible overpayment. Closed doors after already agreeing to reimburse, but never did. Red flags like no notice on website, nothing about being closed on voicemail, still shows open on Google, referring me to terminated employees. Insurance company involved. Am I screwed if he declares bankruptcy?



https://ift.tt/eA8V8J Submitted February 26, 2021 at 07:53AM by MJE0409 https://ift.tt/3kn5805

[Question - Other] Seeking advice on health care worker Union in UK

By    06:34 // No comments

Hello,

Not sure this is the right subreddit, but I need some pointers. Any help is appreciated.

Someone close to me working in UK in private healthcare (think about taking care of residents with medical conditions) has been dismissed (wrongfully) : apparently he was seen not wearing a mask properly (did not cover his entire mouth +nose) while speaking on the phone, alone in a room, for less than a minute. Once he realized the mask slipped he put it back properly.

He has until early next week to make an appeal and find someone to represent him. He is not part of a union (yet) : Any suggestions as to which one would represent him as soon as he joins? Is this possible?

I won't comment or go into the details of the dismissal. It's safe to say that their approach is not solid and the company has a history of not being transparent and honest about their decisions.



https://ift.tt/eA8V8J Submitted February 26, 2021 at 05:39AM by fullyformedadult https://ift.tt/2ZQV8CL

[Discussion] I have developed an app from my personal experience that can cater to mental healthcare!

By    03:34 // No comments

So basically last year I was feeling a bit low. I really didn’t know how to become better since I had never faced this before. So I just started noting what activities I did and whom I did it with in a google doc. Slowly I also started rating how I felt about the interaction. Soon I started to notice a pattern that I felt better when I hung out with some people and when I did certain activities. This way I was able to feel much better than before and I gained confidence that I can control my own mental health. I even built an app for this so that other people can do the same .

The app is called Happyer which was made based on the above experience and provides insights into impact of a given activity or friend.

https://play.google.com/store/apps/details?id=com.happyer4life for android https://apps.apple.com/ca/app/happyer/id1537711110 for iOS.



https://ift.tt/eA8V8J Submitted February 26, 2021 at 02:34AM by Dragonair_fruit1371 https://ift.tt/3bG5pqJ

Thứ Năm, 25 tháng 2, 2021

[Question - Other] Hospital Financial Assistance Qualification

By    23:34 // No comments

Interested in getting feedback on a free qualification application that I built: financialassistance

It checks if you qualify for financial assistance at local hospitals. Is this useful for anyone? How can I make it more useful?

FYI: If you have medical debt, you can apply for hospital financial assistance up to three years and you can qualify if you are insured.



https://ift.tt/eA8V8J Submitted February 25, 2021 at 10:37PM by healthcarepricetrans https://ift.tt/3aTx8Fu

[Question - other] Did I damage my eardrum? Should I see a doctor?

By    13:34 // No comments

So I was cleaning my ear with a cotton bud. I accidentally pushed it way to deep in my ear with the other hand. It was painful and I heard a little ‘boom’. It’s not painful atm and I don’t see anything in the ear. Should I visit a doctor?



https://ift.tt/eA8V8J Submitted February 25, 2021 at 12:57PM by Itiswhatitisright1 https://ift.tt/2MorhhZ

[Question-insurance] I was called after hours today that an appointment tomorrow morning is canceled due to insurance issue-help?

By    07:34 // No comments

Located in Virginia, through a very large health group. I have an appointment that was scheduled 6 months out for a specialist tomorrow morning. I was called at 5:15pm-after hours-and left a message that they cancelled my appointment due to an insurance issue. I’ve called my insurance and they said there is absolutely no indication this is true. I’ve left messages for administrators and patient advocates but cannot get in touch with anyone being as it is after hours. This was a life changing appointment and I feel like the rug is being swept out from under me. Im still showing up at 8am for my appointment to offer to pay out of pocket if need be. Does anyone here have any advice/patients rights that I should be aware of/use to my advantage here?



https://ift.tt/eA8V8J Submitted February 25, 2021 at 07:05AM by RVA_GitR https://ift.tt/2O2jTZR

Thứ Tư, 24 tháng 2, 2021

NPR News: Scientists Say Evidence Shows Fertile Soil Is Gone From Midwestern Farms

By    17:36 // No comments
Scientists Say Evidence Shows Fertile Soil Is Gone From Midwestern Farms
It's estimated a third of the Upper Midwest's cropland has lost all of its topsoil, which is vital for growing crops. Even if there's a dispute on the number, scientists agree the loss is a problem.

Read more on NPR

[Discussion] How Much Does it Cost to Make a Healthcare App?

By    12:34 // No comments

The cost and estimated time to develop a fitness app mainly rely on the 3 aspects. Foremost, the intricacy & size of the mobile application, the number of platforms you want your app to sprint on and the location of the app development company.

https://technostacks.com/blog/health-fitness-app-development-key-features-and-cost-estimation



https://ift.tt/eA8V8J Submitted February 24, 2021 at 12:27PM by MichaelOconnor1 https://ift.tt/3aP4vJo

[Question - Other] $990 for abcess drainage? Help!

By    04:34 // No comments

Hi. Not sure if this is the right subreddit, but I (25F) got my pilonidal cyst drained at the ER on Christmas night this past year. I just couldn't take the pain anymore. I wish I didn't have to go to the hospital for it, but everywhere else was closed because it was Christmas. Plus, I don't have health insurance. I make too much to qualify for Medicaid but not enough to afford a plan on my own, even with tax credits.

All that was done was the area was numbed and the doctor made a small incision with a scalpel and pushed all the fluid out. Gauze was taped to it, and I went home.

I got a bill in the mail from the hospital for $330. I thought that was pricey, but I paid it. A couple of weeks later, I received another bill from some other place for $660.

I called and the operator I spoke to said the $330 bill was for the hospital itself. The $660 bill was for the doctor himself. I asked for an itemized statement. I received the new statement in the mail; it was broken down into two sections: $255 for the "emergency department visit" and $405 for the drainage procedure.

I just don't understand why I'm getting two different bills. Is the $255 the doctor's ER fee and then the $405 is just the procedure?

I didn't get an itemized statement from the first $330 bill because I thought it was all I was going to have to pay for such a minor procedure.

What should I do? Is there a way to bring the cost down or anything? I can't afford this. Help!

TL;DR - Uninsured. Received two bills for minor ER procedure, one for hospital ($330), one for doctor ($660). Paid the $330, can't afford the $660 and am confused on why I got two bills. Is there a way to get the cost down?



https://ift.tt/eA8V8J Submitted February 24, 2021 at 03:44AM by hunicut https://ift.tt/3bxkF9w

Only 30% hospital compliance to posting prices [Discussion]

By    01:34 // No comments

Hospitals are supposed to post their insurer negotiated rates for health services. We collected data for most US hospitals. Only about 30% are even moderately compliant. Check out our work on it: https://www.ClinicPriceCheck.com/non-compliant



https://ift.tt/eA8V8J Submitted February 24, 2021 at 01:26AM by healthcarepricetrans https://ift.tt/3uqjAcd

Thứ Ba, 23 tháng 2, 2021

[Discussion] Studies since 2004 have shown that ketogenic foods can lower weight, BMI, waist circumference, blood glucose, cholesterol, and blood pressure. Good thing is, also known as a ketogenic diet, Dr. Marilyn Metrit's Smart Blood Sugar second edition guarantees many benefits beyond that.

By    21:34 // No comments
https://ift.tt/2ZJ29pa

https://ift.tt/3dEbwhT Submitted February 23, 2021 at 09:12PM by Healthtipsite https://ift.tt/37FXoks

[Other] These five schools all offer an online CAHME accredited MHA program, in your opinion which university is the best to get your MHA at?

By    10:34 // No comments

The MSHS at GWU stands for Master of Science in Health Sciences in Health Care Quality

View Poll



https://ift.tt/eA8V8J Submitted February 23, 2021 at 10:19AM by miss_glamorous https://ift.tt/2NO8NI6

NPR News: WATCH: Perseverance's Video Cameras Capture Its Arrival On Mars (There's Audio, Too)

By    05:36 // No comments
WATCH: Perseverance's Video Cameras Capture Its Arrival On Mars (There's Audio, Too)
Six off-the-shelf cameras comprised the spacecraft's EDL Cam system (Entry, Descent and Landing). Together they provided a spectacular view of the Rover's arrival on the red planet.

Read more on NPR

[Other] I feel the need to cough and sniffle but I’m not sick

By    05:34 // No comments

For the cough:

I don’t know what it is but it feels like saliva in my throat maybe just bugging me? Anyway, I cough or clear my throat all the time and doesn’t feel like a cough that’s bad or anything.

For the sniffle:

I sniffle...hard? Lol I don’t know how to describe it. I basically exhale and then inhale with almost all my might and I don’t know why. I try to use tissues to blow my nose but it just makes it worse and I have to do the hard sniffle thing again.

I have been doing the cough thing for a few months now and the nose one for more than a year...yikes.

If anyone could help me out it figuring out what it is or any ways to help me stop doing thing I would appreciate it. Thanks!



https://ift.tt/eA8V8J Submitted February 23, 2021 at 04:42AM by ethan16n https://ift.tt/3uwgG5V

NPR News: As Cities Grapple With Climate Change, Gas Utilities Fight To Stay In Business

By    04:36 // No comments
As Cities Grapple With Climate Change, Gas Utilities Fight To Stay In Business
Natural gas utilities face a bleak future in a world increasingly concerned about climate change. An NPR investigation shows how they work to block local climate action and protect their business.

Read more on NPR

Thứ Hai, 22 tháng 2, 2021

[Other] AI is more than ever spearheading development in Pharma & Healthcare development. Experts from MIT, Harvard, NYU School of Medicine and their peers with be presenting their latest research next month

By    22:34 // No comments
https://ift.tt/2NmsB5y

/assets/about_rework.jpg Submitted February 22, 2021 at 10:27PM by nikitaljohnson https://ift.tt/3pJdOyA

[discussion] is it ok to share same mask with family

By    09:34 // No comments

Hey everyone. Quick question. I never wear anyone else’s masks because it’s just weird and kinda gross. But today my mom and I were shopping for masks together, and since we didn’t know if we are going to like it, we bought one for her to see what it looks like on face, so she tried it on first, and then I tried it on as well since I liked the design. Just wondering, is it ok for me to share a mask with her? It’s just this once today. I don’t think it’s anything serious other than me smelling a bit of her breath lmao. Thanks everyone!



https://ift.tt/eA8V8J Submitted February 22, 2021 at 08:39AM by calebbogart7 https://ift.tt/2Mg2HQi

[Other] Are Nuclear Medicine Technologist's going to be needed in the next 10 years, BLS says they are growing at 5% (Faster Than Average) but I don't see many job listings?

By    09:34 // No comments

Trying to see if this is a career I should steer clear from

View Poll



https://ift.tt/eA8V8J Submitted February 22, 2021 at 08:57AM by miss_glamorous https://ift.tt/3aFFdx8

Please compare and contrast the way we purchase health care in the US to the way Texans choose and pay their electrical provider? Seems like they're similar, and that's not a good thing. [Question - insurance]

By    02:34 // No comments
No text found

https://ift.tt/eA8V8J Submitted February 22, 2021 at 02:16AM by Tyrannusverticalis https://ift.tt/3brFMtN

NPR News: After Days Of Mass Outages, Some Texas Residents Now Face Huge Electric Bills

By    00:36 // No comments
After Days Of Mass Outages, Some Texas Residents Now Face Huge Electric Bills
Texas allows companies to sell electricity at wholesale prices. When the price of electricity skyrocketed last week, that meant exorbitant bills for many residents who had been trying to save money.

Read more on NPR

Chủ Nhật, 21 tháng 2, 2021

[Question - Other] What kind of specialist should I see about for getting on a weightlifting regiment for my body type?

By    11:34 // No comments

Would it be a physical therapist? I'm not sure if that's the right specialist since I don't have an actual condition and I'm not experiencing some kind of pain.



https://ift.tt/eA8V8J Submitted February 21, 2021 at 11:13AM by calltheambulampssir https://ift.tt/2Ni0iFn

Me heart has felt weird for two to three days now [question - other]

By    05:34 // No comments

For a bout three days now there has been this fuzzy/tingling sensation in my heart as well as a sort of artificial tightness very marginally increased bpm and a hot feeling but no actual heat, it doesn't hurt or anything its just weird any idea what this might be?



https://ift.tt/eA8V8J Submitted February 21, 2021 at 05:33AM by the-dumbass-human https://ift.tt/3pE4ImQ

[Other] Happy U.S. healthcare story

By    04:34 // No comments

With all that's wrong with healthcare in the U.S., I just wanted to tell you all about this deal I found. I needed to see a doctor because my lymph nodes were swollen, I had some pain and was concerned. I searched for urgent cares near me and I found this place. It's a pretty typical urgent care, but here's where it gets really cool:

After they looked at me, did a couple tests and wrote a prescription, I went to the front and the lady said "That'll be $359 for today." I shrugged and prepared to pay (still 1/3 of what it would have been at the ER, right?), and she hits me with this:

They have a membership program where I can pay $161 today, and that covers the cost of today's visit plus 3 months of membership. Membership is $39/month after that. Once you're a member any office visit is $39. That's for running tests, xrays, physicals, vaccines, and a bunch of other stuff. Here's the pamphlet: https://imgur.com/a/f7qEKvL

So basically instead of paying $359 for one a-la-carte office visit with tests, I got that same visit plus 3 months of membership for less than half that. And if I need to go back, it'll cost me $39.

I just wanted to share this story because I see so many posts complaining about the extortion racket that is big healthcare in this country, and I want people to know that these sorts of entities do exist for people who want to pay reasonable prices for their healthcare. You just have to look and maybe call around a little.

The drawback of something like this is that it isn't going to cover big things that they can't do, like major surgeries, expensive equipment (CT scans, MRIs, etc.), or other big ticket treatments. It won't help you if you get cancer or wreck your car and need a proper hospital. It also doesn't cover the cost of whatever drugs or medical equipment you may need. But if you're relatively healthy and want to be covered in case you need basic medical services, this might be something you're interested in.



https://ift.tt/eA8V8J Submitted February 21, 2021 at 04:14AM by vtstang66 https://ift.tt/3aBepyg

Thứ Bảy, 20 tháng 2, 2021

NPR News: How The Military Helped Bring Back The Red-Cockaded Woodpecker

By    20:36 // No comments
How The Military Helped Bring Back The Red-Cockaded Woodpecker
The U.S. military and conservation groups forged an unusual alliance to help save the red-cockaded woodpecker, but a Trump-era move to take the bird off the endangered list could threaten the species.

Read more on NPR

NPR News: Coronavirus FAQs: Mammograms, Vaccine Ingredients ... And Dogs Who Sniff Masks

By    10:36 // No comments
Coronavirus FAQs: Mammograms, Vaccine Ingredients ... And Dogs Who Sniff Masks
Are there issues with having a mammogram right after a vaccine? Is there a list of vaccine ingredients — some people say they're scary. Also: My pooch loves to sniff discarded masks. Should I worry?

Read more on NPR

Thứ Sáu, 19 tháng 2, 2021

Serious question: How do you properly dispose of “spoiled” blood? [Question - Other]

By    08:34 // No comments

Watching the news right now and they’re talking about how hospitals in Texas are running low on blood supply because refrigerators and other equipment lost power. I have no experience with any of this (I’m a business major and work in finance) but I’m genuinely interested with this question. [Question - Other]



https://ift.tt/eA8V8J Submitted February 19, 2021 at 07:42AM by sektor116 https://ift.tt/37rVEve

NPR News: Ancient Trees Show When The Earth's Magnetic Field Last Flipped Out

By    02:36 // No comments
Ancient Trees Show When The Earth's Magnetic Field Last Flipped Out
A precise record of the last major reversal of the Earth's magnetic poles can be found in ancient trees. Researchers say this event 42,000 years ago had a huge impact on the planet and ancient humans.

Read more on NPR

Thứ Năm, 18 tháng 2, 2021

nonsense laughter [Question - Other]

By    07:34 // No comments

sometimes when I'm alone, with no reason at all, I feel something in my chest and like I have to laugh. it's not like I feel the urge to laugh, but like if I laughed that thing goes away. kind of like a tic, but it happens pretty rarely and has only happened when I was alone. what should I do?



https://ift.tt/eA8V8J Submitted February 18, 2021 at 06:57AM by ItzLynx_ https://ift.tt/3pvfA6y

What’s the point in this plan if I have to pay out of pocket anyway? [Question-insurance]

By    05:34 // No comments

TL;DR at the bottom

Does this even make sense? And if so what can I do about it? (insurance)

I started with a new employer in September and was enrolled in Blue Cross Blue Shield LA. Enrollment was done on tbx.360 and was confusing as hell with no one to really walk me through. I went with the Blue Saver plan because I was never taught how to navigate health insurance and now I’m stuck with a $2500/$5050 deductible for me and my wife. It’s 100% co insurance, $0 co pay and we’re paying $600 per month. Excited to finally have healthcare and potentially be able to get over my anxiety, I called a therapist. She called for me and was told by BCBS that I wouldn’t have to pay out of pocket for any of our sessions. After two sessions, she calls me to let me know I’ll have to pay out of pocket until I hit my deductible.

Tl;dr: I don’t understand why I’m paying $600 per month for my wife and I’s coverage when we have to pay $5050 in services before we can even use our health insurance. I’m apparently not eligible to make any changes to my plan because I haven’t had a major life event. I’m stressed, my anxiety is through the roof, and I don’t see why I’m paying for it if I’m still paying the out of pocket cost.



https://ift.tt/eA8V8J Submitted February 18, 2021 at 05:27AM by CapnHook69 https://ift.tt/3jYk4RQ

NPR News: Long-Term COVID-19 Vaccine Studies Hampered As Placebo Recipients Get Real Shot

By    04:36 // No comments
Long-Term COVID-19 Vaccine Studies Hampered As Placebo Recipients Get Real Shot
Scientists are trying to learn more about COVID-19 vaccines from original study participants. That quest is hampered because many people who received a placebo shot have now opted to get the vaccine.

Read more on NPR

Thứ Tư, 17 tháng 2, 2021

[Question - insurance] Am I required to cancel my marketplace plan after getting a job?

By    10:34 // No comments

So I have been an independent contractor for about 3 years now and have a U.S. marketplace plan with a $300 subsidy based on last year's income. I'm still hourly but just this month made the switch to full time W2 employee. I work full time hours and realize I may not be eligible for the government subsidy anymore. I'm okay with paying more for insurance and I'd like to stay on this plan but I've seen some very vague guides on the government healthcare website saying if I receive an "affordable" offer from my job I'll be required to cancel my existing plan immediately and settle for the worse insurance my employer offers.

Do I have to explicitly cancel my plan? Or can I just keep the plan I'm already enrolled in and just waive the subsidy for this year?



https://ift.tt/eA8V8J Submitted February 17, 2021 at 10:03AM by Psylona https://ift.tt/3djDAHi

[Question - Insurance] Payer Matrix legit or scam

By    09:34 // No comments

Employer is forcing me to let them get involved im my care. claiming that they will help me with cost but I do noty need or want them to get involved. Currently they have delayed shipment of medication until they can help me (my employer) save money so they can get their 30%



https://ift.tt/eA8V8J Submitted February 17, 2021 at 09:05AM by theorangey https://ift.tt/3s0imCy

NPR News: Virologist On Wuhan Trip: Seafood Market 'Not The Whole Story' In Early Outbreak

By    03:36 // No comments
Virologist On Wuhan Trip: Seafood Market 'Not The Whole Story' In Early Outbreak
Virologist Marion Koopmans was part of a WHO team that reconstructed the early coronavirus outbreak in Wuhan, China. She talked with NPR about her team's investigation.

Read more on NPR

NPR News: COVID-19 Vaccine: Don't Miss Your 2nd Dose Because Of Scheduling Glitches

By    00:36 // No comments
COVID-19 Vaccine: Don't Miss Your 2nd Dose Because Of Scheduling Glitches
Even after getting one dose of the COVID-19 vaccine, some people are having trouble getting their second shot. Here's how to maximize the likelihood you'll get both doses, to be fully immunized.

Read more on NPR

[question-insurance] how do I get an actual numerical quote online?

By    00:34 // No comments

Every single time I type in my info for a quote I get stuck in an endless loop of being redirected to people who redirect me to more people who redirect me to more people. And then when I get to the end finally they say I have to call. Why can’t they just give me a number for the premium on my screen?



https://ift.tt/eA8V8J Submitted February 17, 2021 at 12:30AM by joemully https://ift.tt/3diGjRf

Thứ Ba, 16 tháng 2, 2021

[Question - Insurance] Two working spouses employer offered healthcare

By    08:34 // No comments

I am employed and have health insurance through my employer for myself and two dependents. My wife also works but has her own employer offered health insurance.

We experienced a life event and expect my wife will cease to work later this year (in a few months). She could join my plan now or wait for her job situation to change (obviously this is another life event).

Under the ACA in 2021, if she were to join my plan now while she is still employed for 2-3 months, would there be a fee associated with this for having enrolling into a spouse's plan despite having employer offered health insurance? This could be a US tax penalty/fee, or my employer fee. I am trying to figure out if there is a fee only during the months of having two plans offered (while she is still employed) or whether it's a flat penalty for having the plan outside of an employer offer one in a given year.

TLDR: if my wife plans to continue working for 3 months then quite her job and joins my employer offered health insurance plan now, will we owe something for our 2021 taxes? If so, how much and why?



https://ift.tt/eA8V8J Submitted February 16, 2021 at 08:13AM by dantasman https://ift.tt/3ucTjhw

[Discussion] Most countries allow residents to import unapproved medicine into their countries - under limited conditions

By    05:34 // No comments

Many patients with conditions like ALS, Multiple Sclerosis or certain cancers who don't see improvements or a slowing of the condition with the usual treatments may look for medicines that are approved in other countries. The FDA , Health Canada, EMA and all other national agencies can take years to approve a medicine that was developed somewhere else, precious time for some patients.

This is why these agencies allow the import of such medicines that are not yet approved in their respective countries, on some conditions.

For example, a few of the conditions to import unapproved medicine into the US, as stipulated by the FDA:

- The drug is for use for a serious condition for which effective treatment is not available in the US- The drug is considered not to represent an unreasonable risk- The individual importing the drug verifies in writing that it is for his or her own use

Requirements for importing medicine into the US:

- A prescription from the patient’s treating doctor in the US- An import letter written by the patient’s treating doctor in the US- A detailed description of the treatment plan

With the help of a medical advisor and an attorney (from the Netherlands) to legal check, I've written a few short PDFs guide with all the import requirements for the US, Canada, Australia and New Zealand

https://thesocialmedwork.com/custom/files/import-guides/guide-importing-medicine-USA.pdf

https://thesocialmedwork.com/custom/files/import-guides/guide-importing-medicine-Canada.pdf

https://thesocialmedwork.com/custom/files/import-guides/guide-importing-medicine-Australia.pdf

https://thesocialmedwork.com/custom/files/import-guides/guide-importing-medicine-NewZealand.pdf

The PDFs are branded by the Dutch organization I work for (that sources and delivers medicines on a case-by-case basis) because they're the documents we send to our patients so they know what paperwork to arrange in order to receive their medicine.

I got approval to make it available to anyone at all since it's public information, just collected in one place, since we always get questions from people who want a certain medicine but are suspicious: "Is this even legal?? How can my doctor prescribe a medicine if it's not approved in the States?" or they need help with how an import letter should look like.

Hope they're useful to someone.

References:

https://www.fda.gov/industry/import-basics/personal-importation

https://www.fda.gov/about-fda/fda-basics/it-legal-me-personally-import-drugs

https://www.canada.ca/en/health-canada/services/drugs-health-products/special-access/drugs.html

https://www.tga.gov.au/personal-importation-scheme

https://www.medsafe.govt.nz/consumers/miet/importmedicines.asp#What



https://ift.tt/eA8V8J Submitted February 16, 2021 at 04:59AM by soverynew https://ift.tt/3u1dGOy

Thứ Hai, 15 tháng 2, 2021

Uk health care [discussion]

By    14:34 // No comments

I just wanted to say how impressed I’ve been by our health service. This weekend I became mentally unwell, called the helpline number as it was Sunday and doctors surgery’s closed , a doctor called back within 30mins and the spend 10 minutes locating a Sunday opening for pharmacy before sending prescription straight to the pharmacy where I picked it up for free. Part of the reason I was/am not doing great is I am undergoing ivf. I walked out of the ivf clinic this week for £1000 worth of medicines again for free at point of use. This is alongside my regular prescription which cost £300 per month.



https://ift.tt/eA8V8J Submitted February 15, 2021 at 02:02PM by Kirsten365 https://ift.tt/3rUKsPv

[Question - Other] Are these online doctor services legit?

By    14:34 // No comments

All I want is a prescription for some seroquil to help me sleep. Finding a doc in my area to give me a prescription for this shouldn't be a god damned headache, but apparently it is.

But there may be a silver lining to this dark cloud.

https://www.top10.com/online-doctors/comparison?utm_source=google&kw=online%20doctor%20visit&c=498426669816&t=search&p=&m=b&adpos=&dev=c&devmod=&mobval=0&network=g&campaignid=12336385186&adgroupid=119234258633&targetid=kwd-3957455463&interest=&physical=9026011&feedid=&a=381&ts=&topic=&gclid=CjwKCAiAsaOBBhA4EiwAo0_AnBOulHJXJhgrkIrYUHPeqYrjmzYDeDXDQcP0DHt05aCV7WPYZ8piahoCz_cQAvD_BwE

That's a list of the Top 10 recommended online doctor's services. They seem to be relatively affordable compared to brick & mortar clinics, but I have to ask: Are these things the real deal, or are they a complete scam? For example, will I still be protected by medical malpractice law if they give me completely bogus advice or prescriptions, or will the fact that they're online cause them to be entirely unregulated? And are there any other problems I need to consider?

And most importantly of all, are there any legit, non-scam online doctors that can take adult medicaid? Because that's my insurance? The OoP prices are still really good compared to brick & mortar docs, but it would be nice if I could reduce the price on my end even further. Their OoP prices are so low that they probably would get even more money if they took adult medicaid.



https://ift.tt/eA8V8J Submitted February 15, 2021 at 02:34PM by acerthorn https://ift.tt/3tWfl7Y

[Other] Sorry to ask for help but I’ve nowhere else to turn.

By    06:34 // No comments

I just landed my first job as a CNA. The classes are 4 weeks at minimum wage and a 35 mile commute. I live in a rural area. 2020 has broke me and I’ve already blown through all of my money taking care of a relative who has been sick. Is there any way anyone could loan me money on here and I could pay it back when I got a check or help in any way? I have no money for food or gas when I start the job. I’m new to the medical field and a middle aged male and this seemed like something I’d like to do. I have paypal and Venmo if anyone wants to help. I just need some money basically to get on my feet. I start the job Monday. Sorry if I’m annoying anyone by posting this but I’m desperate. Thank you so much and if you can send help please send good vibes my way. I hate to ask on here but I’m desperate and down to my last resort. I know there’s a lot of nice people in the world and I’ve had it no worse than a lot of other people but I figured I’d give it a shot. Thanks.



https://ift.tt/eA8V8J Submitted February 15, 2021 at 06:15AM by pistontheredwing https://ift.tt/3jR1X04
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