Fewer people on the road driving for the appt.
Fewer sick people in one place increasing the likelihood of spreading diseases.
Doctors could work for home instead of signing and expensive lease.
What am I missing?
My mother lost her job yesterday. I was anticipating having healthcare until the end of the year as I turn 26 and will no longer be able to be insured by my mom. She lost her job yesterday, and so first thing this morning I went online to shop healthcare for myself, a couple of months earlier than I anticipated. All said and done, I am eligible for free healthcare, something I never thought I would have in my life in the United States. It covers my prescription, emergency, dental, and wellness checks, etc. Basically everything a young healthy woman who has no plans for children needs. I am very grateful, and I know that come March when I graduate University I will be able to afford a managed care plan and then finally will have my own employer sponsored insurance, if all goes well, by June of next year. Very thankful, again.
There have been “assistant physician” programs that have started in Missouri and there may be other states. I am curious what other opinions are on the topic. It essentially provides a way for a physician that does not match or has not completed a residency a way to work in clinical medicine.
The average American has a 20% income tax rate, meaning out of the $52,000 a year that they make, they pay $10,400 in income taxes a year.
The average English person pays 20% in income taxes as well, meaning out of the $33,000 a year (converted to US dollars), they pay $6,600 in income taxes a year.
Averaging between individual and family insurance plans, and including healthcare costs, the average American spends $17,000 a year on healthcare/insurance.
The average English person pays roughly $1,500 a year for healthcare, which is paid for by general taxes and thus doesn't add to their 20% tax rate at all.
The average American thus has 32.2% of their income taken away from them to pay for healthcare/insurance, ON TOP OF the taxes that they're already paying.
The average English person has 4.5% of their income taken away form them to pay for healthcare.
My conclusion, public funded things are cheaper to the individual than private funded things.
I want to lower my risks of cancer, I do not wang any more children, and I would love to never have a period again. My main one is clearly the cancer risk. It runs in my family and I have cysts in my breasts often, which make me nervous.
Hi!
I'm considering applying to medicaid in NYC, because I currently have no dental insurance and haven't seen a dentist in a long time so I'm pretty sure my dental health is in terrible condition and starting to get anxious that I might face bad consequences from this soon. I'm 24 years old and currently out of school, unemployed (currently searching for a job) and still living with my parents. My medicaid application would be based on me being disabled because I am also a Type 1 Diabetic. I still have health insurance coverage for everything else except dental from my Dad's insurance.
I noticed while researching online that eligibility is also based on household income. Would my parents' income be taken into account for that or would it solely be on me? I think if my dad's income is taken into account, it would make me ineligible for coverage and then I don't really know what else to do that would get me coverage soon because I can't afford paying out of pocket for a dental checkup and whatever else they might need to do. I'm starting to feel really scared.
Somebody guide me on getting into the field! Hey guys. For the last two years I have worked at a company where I’ve been In the front office.
My title is only office specialist but essentially I’ve been managing it on my own since I only have one coworker and he doesn’t doesnt retain information and doesn’t do things correctly so i end up having to just do it as my boss is aware of. And I do a range of things from HR, transferring calls, paying the bills for my job, sending invoices, creating invoices, inputting in customer contracts. Our daily deposit, balancing our monthly income/billing . Scheduling technician days. This is my first big girl job since i graduated high school three years ago. So I feel like all these would transfer over to the healthcare field well.
Plus I just enrolled in school in August and am trying to finish my medical office technology associates. So far I’ve taken some business classes and Microsoft and excel and medical terminology. I should finish in about a year and a half. The reason I’m saying all this is because I don’t have any direct experience in the administrative healthcare field but it’s also been something I’ve wanted to do(not nursing I can’t stand blood) . I’ve applied to a few different jobs but haven’t gotten a call back and I’ve tried to network on LinkedIn not asking for jobs but just connecting with people in the healthcare field or people who had recently got a job in that to get their opinions and advice on getting my foot in the door. I’ve been working on it for the past 3 weeks and
I only got one response from another linked in member who was EXTREMELY sweet and nice. She offered to refer me to people and said she knew were looking for people at physician offices and things. But unfortunately for me i realized she lives in Pennsylvania . So obviously that’s a dead end . I live in the Memphis/TN, Southaven/MS area and am just wanting advice from experienced people On how to market myself, or even know what jobs I may have a chance at. Thank you!
Hey guys, here are biggest weekly healthcare stories. Let me know if you prefer this shorter-form format better!
Biogen's Alzheimer's Drug makes a comeback
Google makes a bid for Fitbit, signalling its desire to enter the wearables market
Amazon Acquires Health Navigator
UPS Unveils Medical Drone Delivery Platform
Healthcare Policy Update.
Other Interesting/Notable Healthcare Stories:
Biz Hits
State Hits
Other Hits
Thanks for reading - you can view past editions here. Let me know if you came across an interesting story that I missed!
Sincerely,
Healthcare is Lit
Eat, Drink and be merry a saying which is known by every person in the world. This quote doesn’t says eat or drink anything which is not beneficial to your health. It’s a fact humans want to live a healthier and smart whole life. For living fit and active we should maintain the number of minerals and vitamins in our body. Bones are one of the most sensitive and important parts of the body. The human structure is standing on the bones. Each and every bone of the body plays a very important role in the body of the body. Bones defends the sensitive organs and cells of the body form different harms. Bones need proper care band protection. Healthy bones are a big source of strong and fit body. The strength of the human body depends on strong bones. Osteoporosis is caused when the bones are too weak or the bones are not getting the proper amount of proteins and vitamins in the body. Such type of disease can cause bone breakage or fracture. Bone injuries are very effective to the body's whole remaining life because it can’t be recovered as much stronger as it was once naturally grown. Diet care is one of the most important things which a human body needs properly on a daily basis. Two or more bones are joined together to form joints. Joints hold these bones together. These joints also need a proper amount of calcium and iron in the body. These joints contain fibers that are very sensitive to make them stronger and healthier you need a healthy amount of minerals and vitamins inside the body.
Gym, exercise and physical games are very important for making the human body strong and healthy bones. We eat, run and walk all the jobs depends on the strength of the bones. Calcium is a very important mineral for the strength of the bones. Lack of calcium can cause brittle bones and bone breakage. Vitamin D is known as one of the best sources to make the bones stronger and healthier. Sunlight is the best source to have vitamin D inside the body. One of the best benefits of Vitamin D is that it absorbs the energy of calcium and minerals from the food. Many other vitamins and minerals are also the best sources to make the bones strong like magnesium, boron, silicon and vitamin k which are very beneficial to bone health.
Bone health supplements bundle are one best supplement that contains all the minerals and vitamins to make your bones stronger than ever. All the ingredients are natural and organic. Bone health supplements bundle is manufactured under the supervision of high professionals. Calcium, Magnesium, Vitamin C, K, folic acid, and vitamin D3 are all the minerals that are present in these supplements.
Hi everyone. I am a graduate student at Parsons School of Design in NYC, and am working on a research project related to asthma. My team is looking to interview patients who have been diagnosed with asthma in addition to caretakers (e.g. parents/partners of people with asthma) and health providers, so that we can learn more about the experience people have with managing this disease. Especially interested in those with a recent diagnosis. If you are interested and willing to speak with us over a 30 minute Skype/Google Hangouts/phone call, please comment here or send me a DM so that we can schedule a conversation. Thank you!
Who here as gotten a bachelors or masters in Healthcare Administration? What are you currently doing with it? I’ve heard you can make good money in this field, have you found this to be true? Is it difficult to get into the work force? How’s the typical work life balance? What do you wish you would have known before going into it?
Thanks
So, like the title says, last month I visited a doctor at my university's clinic and am being charged $44. I've visited a different doctor at this clinic once before back in spring and was charged $30 (my regular copay) for that visit. I've already called my insurance about the $44 for my most recent visit, and they told me the reason it is that amount is because the doctor I saw is an "Emergency Medicine specialist" doctor.
Have any of you ever experienced something like this before/is this normal? I would think if you are practicing at a regular health clinic, your specialty doesn't matter. Honestly, I find it a bit deceptive to patients because if you sign up for an appointment at a clinic (that is in network) you have no reason to think every doctor there is not a regular PCP.
On October 15th I had a knee surgery to repair my meniscus. Today I went to my post op appointment and wanted to clear the bill with the surgeon. I had my surgery at a hospital which will have a separate bill. I got the bill for the surgery and it was about $6,500 minus insurance coverage. Fine. That checks out. I paid it in full and later called the hospital to get that bill. To my surprise the hospital cost was over $20,000. When I asked what the charges were for I could tell the lady didn't really know what she was talking about and just started saying things like, "Well the medication, ya know, the facility usage, the nurse to administer your pain meds, yada yada). So, what this means, is that the cost of my surgery itself is literally 1/4 the cost of the facility I had my surgery in...
I am just in awe and confused, I know we all hate on the health care system but what is going on here? I'm a young guy and tried to cover all my tracks before doing this surgery and no one can give me a clear explanation. Like, I'm so desperate I'm literally asking questions on Reddit. I asked probably 100 times to the point of annoying everyone if my insurance would cover this and if someone could give me a general idea of what I will be expected to pay. NO ONE could give me an idea. They would stumble over words trying to tell me there's no way to tell until after it's done. The problem is, how can I budget properly or know if I can afford the operation if I don't know how much it will cost?
My question is: What happens if my insurance denies the request to pay the hospital charges? I begged them to make sure it was approved before doing anything and they said not too worry, but I just got off the phone with the hospital and she said the $20,000+ is pending approval. How can this be? Does this mean there's a possibility that I will have to pay over $20,000 out of pocket? I can not afford that. Can anyone help me understand what is happening here?
Today I discovered that a small part of my testicles has changed its color to pink. Is it normal or should I be worried ?
Anyone out there track this data? What does a pharmacy make at the GROSS level when you click "Verify" For this informal poll assume: GROSS REVENUE - INGREDIENT COST = GROSS PROFIT
Insurance covered patients = $ reimbursed by insurance per fill + co-pay from patient (if applicable) - COGS [ingredient cost] for that fill
Cash patients = What pt actually pays (- discount cards/programs) - COGS [ingredient cost]
Want to keep at gross profit label so don't think about salaries/costs of supplies/electricity etc DIR - while significant - keep that our of this equation
Not looking for names of any pharmacies! but if ya wanna say chain or independent that's cool
Ex: Box of Humalog Pens: Reimbusement $40, COGS $45, Pt Copay $20 = Gross profit = $15. Tougher part is to get that average across a month's work of scripts (including the lisinoprils @ 0.17)
For me...
I am currently decluttering my makeup and I’ve got a couple items I’ve used only once or twice. If you are interested, please leave a comment and I’ll edit the post to include what I have.
I am getting married on the 29 of November to a US citizen. I am 27, healthy and I don't have pre existing conditions. I basically never go to the doctor.
I would like to know what is the cheapest health insurance I can get. I just want to make sure that if I have an accident I don't lose everything I have and get in debt for the rest of my life.
I am self employed.
I am getting very scared reading stuff online lol
Thank to whoever can help!
Hi! I’m in search of a mascara that is clean + green (no crazy chemicals, organic if possible, just something that is safe + natural) as well as voluminizing. I have super long lashes but they’re thin, and I need a mascara that would make them thick without sacrificing length in order to achieve the false lash look. Bonus points for recyclable or zero-waste packaging! Thanks! 🌿
I'm not sure if this is the right community to post this in (please direct me to the correct one if I'm wrong), but I'm in desperate need of some advice or help. I'm a 17-year-old male experiencing things you'd usually see a woman going through menopause deal with. I have extreme hot flashes and drip in sweat at random times (and usually when I sleep), have very noticeable mood swings, what I believe to be is a swollen thyroid at times, and random panic attacks. It is very difficult for me to lose weight and I sometimes feel like I gain it without even doing anything. Doing some research I found that the hot flashes may have something to do with a testosterone deficiency. I also think I may have Hashimotos disease especially because my mother and grandmother are diagnosed and take medication for it. However, upon complaining about to my doctor he simply said I may have just had a sore throat and that's why it was swollen. My mother doesn't seem to take me seriously despite my constant complaints about the issue. I only ever find forums and articles about my symptoms directed towards women but never towards men. I feel so brushed aside and hopeless at this point. No one takes me seriously and I feel like I can't get an answer no matter where I go, so I'm begging for any information that might be useful. Thank you.
Hello there, I'm new to natural skin care situation and in the country I live in, it's not easy to find witch hazel and lots of recipes I've came across has this in it. So is it really essential if not what can I use instead of this?
If yes, should I brush my teeth and use mouthwash (Listerine or Crest) before or after oil pulling with virgin coconut oil?
My previous thread: https://www.reddit.com/r/NaturalBeauty/comments/dlyt8s/oil_pulling_help/
So yeah, as it says, I've been using natural deodorant for about 5 years now. I have no idea why my body is just suddenly hating them all of a sudden. I definitely don't want to go back to aluminum contaminated antiperspirant.
Here's my history: Started out with Crystal (liquid, not the rock version). That worked pretty well for about 4 years. I really only had issues wearing silky or polyester dressy blouses but I remedied that with the little pocket wipes throughout the day in the work bathrooms.
About this past January, Crystal just stopped working. I tried different scents, but no avail. So I switched to Tom's. HUGE mistake, skin blistered and peeled. I went back to Crystal and just smelly suffered until my skin healed.
I tried Schmidt's next. Didn't work whatsoever and actually made me smell worse.
Tried Jason. That also was a bust.
I even tried the "amazing" and expensive Lume for a couple months. That didn't work at all. Didn't make the smell worse, but also didn't help for $20.
I thought I found the answer in Every Man Jack. The first stick worked so well, even with my dressy blouses! I happily bought my second stick about a month ago and...back to being smelly again.
I'm at my wits end. I just don't want to be self conscious about raising my arms after 11 AM or do an elliptical session without feeling like an onion. And no, I haven't been eating the typical "smelly" foods.
Help!! 😭 Cruelty-free brands only, please!
So I’m currently having a lot of digestive issues. Have been for a while now. I won’t get into details, but I really need help. The few gastroenterologists I’ve been through have been VERY dismissive of my obvious symptoms. Come to find out they all have terrible reviews online. I’ve been to three so far. The last one reluctantly ordered a colonoscopy, but honestly I’m not sure I trust them to do it accurately based on my experience with them, as well as the god awful reviews of their facility online. I feel as though I won’t have peace of mind that I wasn’t misdiagnosed or they didn’t half-ass my procedure.
After talking with my insurance and medical group, it seems like all of my options are bad. Literally all of them. Even the doctors that are a far commute have an abundance of horror stories.
The best they can do for me is see if the my can implement a modification request to expand my options, but there’s no guarantee and I have to wait until Monday to find out.
What should I do? I really REALLY don’t want to wait much longer with this, but I also don’t want to rush and spend money on someone that doesn’t have my best interest at heart.
1) Does the medicaid last until she's had the baby and then she's kicked off?
2) Are the full costs of the pregnancy covered including the birth?
3) If I get a higher paying job does she get kicked off? (She had just left her job to move to where we live now and hadn't found a new job yet, but now I don't want her to get one and presume not a lot of places are going to want to take her on now)
Ballad health is a healthcare monopoly in upper East Tennessee and Southwest Virginia formed when the states of Tennessee and Virginia authorized a Certificate of Public Advantage (COPA). This monopoly is run by Alan Levine who has a history in Florida and Louisiana. The FTC was against the COPA, but it was done anyway. Now the FTC is finally demanding answers. Since the COPA the healthcare in this area certainly hasn’t had any public advantage. Ballad has sued thousands of patients with little incomes and refused payment plans. Nurses have left due to working conditions, physicians have resigned, and services have been sent from a centrally locates hospital to one at the south end of the service area. There has been a protest for over 170 days in front of Holston Valley Medical Center, and not one single time have Ballads leadership talked to the very polite protesters.
My work has a standard medical coverage policy and a supplemental policy. Both of which have hearing aids sections.
The standard coverage states:
The Program covers the initial hearing aid(s) following Illness or Injury and the exams for their prescription or fitting. In addition to the initial cost of a hearing aid following Illness or Injury, Covered Persons in the Program are eligible for:
• A hearing test/exam when Medically Necessary. Associated office visits, exams and tests are not subject to the maximum dollar amount.
• Reimbursement of up to $1,000 of expenses incurred to purchase a Medically Necessary hearing aid appliance(s) in any rolling 36-month period.*
• Reimbursement for the cost of repair of your hearing aid appliance. The cost for the repair does not count toward the maximum dollar amount.
*Note: The Program will cover the first hearing aid following Illness or Injury, and it is not subject to the maximum dollar amount. Batteries for hearing aid appliances are not eligible for reimbursement. See the How the Rolling 36 - Month Period Is Calculated table for more information.
Special reimbursement rules apply under the Hearing Benefit provisions of the Program. If you do not follow the special rules, you will not be reimbursed. The information that follows explains how to get reimbursed for the following:
• Medically Necessary hearing tests/exams
• Medically Necessary hearing aid appliances
• Repairs to hearing aid appliances
In most cases, your Physician will refer you to an audiologist for your hearing test or to obtain a hearing aid appliance. In general, you will need to obtain a prescription or letter from your Physician to establish the Medical Necessity of the hearing test and/or hearing aid appliance. When you file a Claim for reimbursement, the prescription or letter must accompany your Claim or you will not be reimbursed. If your doctor writes one prescription or referral that covers both a hearing test and hearing aid appliance, you may use the same prescription or letter to obtain reimbursement for both expenses. See the Medical Benefits Administrator table in the “Contact Information” section for information on where to file your Claim.
Your Physician’s office may file your Claim for you. If your Physician’s office does not submit a bill/Claim for your hearing aid appliance purchase, you must submit, along with your bill/Claim, either a prescription or a signed letter from your Physician on his or her letterhead that refers you to an audiologist for testing and/or establishes Medical Necessity for you to purchase a hearing aid appliance.
You are required to submit a bill/Claim for reimbursement for repairs to the hearing aid appliance.
The supplemental policy states:
The Program will reimburse up to $4,000 toward the purchase of hearing aid(s) for routine hearing loss during a rolling 36-month period beginning on the first date of purchase. See the table below for information on how the rolling 36-month period is calculated.
This benefit is available only if you are eligible for Expanded Benefits and the following conditions are met:
• You have exhausted your Base Medical Program benefits for hearing aids or benefits for hearing aids under other health coverage you are enrolled in; or,
• If you have no Base Medical Program benefits or coverage under another health plan to exhaust, then the hearing aid must be determined by an Audiologist to be medically necessary.
This benefit is limited to the cost of the hearing aid. This benefit does not cover any of the following:
• Office visits with an Audiologist
• Diagnostic or routine hearing exams
• Hearing aids provided for cosmetic purposes
• Hearing aid repairs
• Replacement batteries
How the Hearing Aid Benefit Under the Program Is Calculated The Program will reimburse up to $4,000 toward the purchase of a hearing aid(s) not considered for coverage under your Base Medical Program benefits for hearing aids or benefits for hearing aids under other group health coverage you are enrolled in. Any cost share (deductible, co-pay, or coinsurance) paid by the participant in connection with receiving the Base Medical Program benefits for hearing aids or benefits for hearing aids under other group health coverage you are enrolled in is not eligible for reimbursement under the Program. The chart below shows the calculation of the benefit payable under the Program.
My interpretation of the policies as it relates to my situation:
The primary policy covers "illness or injury". I do not have an illness. I do not know if occasional exposure to elevated sound levels and getting old count as injury. If illness and injury are ruled out, does that mean I get zero coverage in the primary policy?
If an Audiologist determines that hearing aids are medically necessary, does the supplemental coverage cover hearing aid devices only?
I have a wellness visit scheduled with my primary care physician and plan on bringing this up with him. How should I proceed? Ask for a prescription to see an Audiologist, a letter as described in the primary policy, let him do an evaluation?
It looks like I may have some coverage, but I need to jump through some hoops. I just want to make sure I'm jumping through the right ones.