If medicines companies dropped the price of their drug, 8 times as many lives could be saved.
At the start of the year of 2018 I was working and had to leave the company, however my insurance wasn't through them so I kept it this whole time up until this point where recently I was hired, I've been unemployed for almost 7 months, and I've been informed today, and quite frankly i'm stressing a bunch, but does something bad happen if you go unemployed with healthcare and then keep it throughout the rest of the year? I don't know what I'm doing to be exact but all i can do is honestly ask.
Hello!
I am looking for a sunscreen - I've been trying to cut out environmentally damaging ingredients from my skincare, and the hardest one to find has been my sunscreen. I'm looking for a reef safe sunscreen (hopefully oxybenzone, octinoxate, octocrylene, PABA, enzacamene, octisalate, homosalate, and avobenzone free). I think my best bet is likely a non-nano zinc sunscreen, but I'm worried because I'm acne prone and have sensitive skin, and there's a lot of brands out there, so I'm not sure what my best bet is. I have sensitive light skin as well, so I'd prefer if it was spf 50.
If anyone has a recommendation, I would love to hear it!
Im gonna ask my doctor to recommend me to get a ultrasound on my balls but he said everything is fine. However I am still mentally wary. Does Medicaid cover non-pregnancy ultrasounds ? If not how much is the cost?
Hello. 23/M
I have a fairly standard skincare routine, but I'm looking to switch to natural for... reasons.
I need some help as to how I can get the basic routine in natural form, these being -
Cleanser
Moisturizer
Sunscreen (I've heard grapeseed oil is amazing)
Anything else would be extra but also much appreciated. I look forward to your wisdom :)
I had an optional medical procedure preformed. In trying to decide whether or not to have it done, I asked my Doctors office how much it would cost. They gave me a billing code and told me to call the hospital and ask them (doctor and hospital are the same company). I was told $1k. This was a big factor in my decision to have the procedure. The issue here is that the billing code that I was given only accounts for a fraction of the total procedure cost.
I’ve had the procedure and the bill is $10k. The company is claiming that they have no record of an estimate so there is nothing that they can do. Do I have any recourse? I did my best to get an accurate estimate of services and I was severely misled.
Also, healthcarebluebook.com lists the “fair price” of the procedure as $2k and the highest price as $6k. There was nothing out of the ordinary about my procedure to increase the expected cost (hospital agreed to this statement). Is this site accurate?
Should I take this to my local news? Lawyer? Or is it just a misunderstanding that will cost me a small fortune?
Edit: clarification
Buzzworded to Death. Get used to the phrase ‘Medicare For All.’ You’re gonna be hearing a lot about it, especially if you follow healthcare news even a little. The concept, named and popularized by then-candidate Bernie Sanders, involves creating a single-payer healthcare system for the US where the government, in the form of Medicare, covers everything. As the presidential election and campaign trail unfolds this year, Medicare for all is all but GUARANTEED to be at the forefront of every major democratic candidate’s 2020 campaign message. A recent poll indicated that 56% of the public supports Medicare for All. But another poll indicates that 46% of people haven’t even heard of Medicare for All. Maybe we just should pay less attention to polls? More interestingly, people’s support for Medicare for All drastically decreased when they learned that it would result in higher taxes.
The heck is Medicare For All? Medicare for All means different things to different people. Basically, a lot of politicians have varying views as to what Medicare for All actually looks like – from a fully-fledged universal, single payer system 100% run by Uncle Sam (think Bernie Sanders, socialists) to simply making Medicare more widely accessible. For instance, popular proposed alternative to a full-on healthcare policy assault currently would lower the Medicare eligibility age to say, 50.
What does this mean for us? Nobody really knows what the TRUE cost of Medicare for All would be, but that hasn’t stopped some from guessing. Current estimates for Bernie Sanders’ Medicare for All would amount to $32.6 trillion over 10 years. But that’s before offsetting costs from removing the current system. Still, the report shows that the economics of such a drastic shift in healthcare policy is just way too difficult to estimate. All we know is that any such policy would most definitely mean higher taxes.
Is this actually gonna happen? Considering that Republicans and the healthcare industry as it stands today also exist, a fully baked single payer system probably won’t happen anytime soon. At the absolute most, it would probably be phased in incrementally over a very, very long period of time. The issue remains – is it possible at all to create a healthcare system where a single public program funds everything, but delivery is still controlled by privately managed doctors and hospitals?
Or maybe Amazon Prime. A spattering of articles have come out recently about various healthcare providers starting a subscription-like service for primary care. Basically, patients pay a flat rate to these providers, and receive a certain number of visits, or a certain spectrum of care. The most recent company to implement this strategy is 98point6, a cleverly named (seriously – well done), on-demand primary care app backed by investors with some SERIOUS clout (Larry Fink, the CEO of BlackRock, for one).
Disruption? It’s yet another example of a start-up trying to disrupt the status quo of healthcare – this time, through the type of reimbursement provided to primary care providers. It’s hard to imagine this kind of business breaking through beyond physician visits, though. Since surgeries and other healthcare services vary widely in cost, it would be nigh on impossible to charge patients a flat rate for these kinds of services. Still, interesting to keep a note on the various ways that start-up capital is trying to break into healthcare, especially in primary care – which appears to be ripe for investment.
You can’t have him. Speaking of Amazon, we’ve all heard about the infamous un-named healthcare joint venture between Amazon, Berkshire Hathaway, and JP Morgan known as “Company ABC.” Well, apparently they’re trying to hire an Optum executive away from UnitedHealth. UnitedHealth said “no sir, we’re not having any of that,” and sued to block the move, claiming that Company ABC was just trying to steal trade secrets away from them.
Threatening. Now, it’s all tied up in court and getting pretty heated. If anything, the move to block the hiring signals that United perceives this joint venture as an existential threat to their current status as the overlord of healthcare.
Getting along for once. Add surprise medical bills to the short list of things that politicians agree on. This week, President Trump held a chat with patients and experts on surprise medical billing, where patients are charged with the brunt of a medical bill after insurers say “we won’t cover this.” Trump and many members of Congress are seeking ways to end the practice of surprise billing after hearing countless stories of people getting hit with huge medical bills over seemingly simple medical procedures.
It’s everywhere. You can Google “surprise medical billing” and see that it’s become a pretty big issue in healthcare. The current administration is striking an aggressive tone over the issue, and we could see this be one of the few healthcare related issues passed through Congress this year.
Ending on a sad note. This week, a superintendent was charged with health insurance fraud, which is considered a felony. The background? She was seeking medical care for a student at one of her schools whom she met with regularly. When he didn’t show up for school one day, she sought him out and took him to get care. After being denied care initially for not having insurance, she decided to take matters into her own hands and claimed the boy was her son (he wasn’t). Now, she’s being tried for fraud. While she definitely won’t face any jail time for this act and probably could have just paid for the care out of pocket rather than going through insurance, it’s still a bit sad to hear. Was this a problem with the healthcare system, or was this simply a poor choice by someone who knew better?
I do these weekly on my own time. If you’re interested in getting these delivered weekly to your e-mail, go here or DM. Let me know if these aren't helpful or if I'm just plain wrong on anything :)
I recently heard that NY can help you find affordable Health Insurance but they don't really tell you online what kind of coverage you get. I recently turned 26 so I'm not covered under my parents Insurance anymore and I'm wondering if cheap or no cost insurance would cover things like annual physicals and seeing a therapist/psychiatrist. Of it's just dental and emergencies.
Hi,
My ex's family owned a small restaurant for a few years. Business was okay, but they were always close to losing it all most of the time. Money was put into the restaurant, so they never had enough for things like medical care. Recently, the restaurant went under, and they've had no source of income for about 8-9 months now. Apparently they were eligible for some type of government assistance in terms of paying for their home, so that's how that is being taken care. But they have no money for healthcare, and my ex really needs it.
He is struggling with mental health issues, and I'm trying to find a clinic that can take him in and prescribe something. I've seen a few of the sliding scale clinics around, and I was considering trying one of those. A few of the clinics require that he be 200% under the poverty line. He currently has no income at all, but hen he applied for ObamaCare, they took a look at his household's most recent earnings, which were apparently several years old by that point, at a time where they were relatively wealthy, and denied him based on that. I'm afraid some of these clinics would be the same way. I don't want him to be hurt anymore, he's suffering through a lot, but I don't know what to do.
