Thứ Tư, 31 tháng 10, 2018

[Question - Insurance] Below federal poverty line = no subsidies?

Prepairing for the open enrollment peried for 2019, I was poking aroung the estimator on their website. Basic info for my house hold is as follows:

State: Tennessee

Me - 26 male parent of 1 dependant

Wife - 25 female parent of 1 dependant

Child - less than one year old

House hold total: 3
Dependents total: 1

Estimated income: ~$20,000

As I understand it this places us at the poverty line for the family of three and that subsidies are given to families of 3 between 100% and 400% of federal poverty line. Unless I'm missing something, that's us. But when I go to the healthcare.gov website to put all this in I get no subsidies and premiums starting at just under $700 a month which is insane. If I adjust the income to just 23,000 instead of the 20,000 estimate I do get a massive subsidy of over $700 a month. What gives??????



https://ift.tt/eA8V8J Submitted October 31, 2018 at 10:43PM by Ribble382 https://www.reddit.com/r/healthcare/comments/9szx5r/question_insurance_below_federal_poverty_line_no/?utm_source=ifttt

NPR News: Language Barrier Means Millions Of Elderly Can't Access Alzheimer's Trials

Language Barrier Means Millions Of Elderly Can't Access Alzheimer's Trials
In the U.S., Alzheimer's clinical trials are largely limited to fluent English speakers, which leaves millions of patients without the opportunity to participate and scientists without diverse data.

Read more on NPR

NPR News: Language Barrier Means Millions Of Elderly Can't Access Alzheimer's Trials

Language Barrier Means Millions Of Elderly Can't Access Alzheimer's Trials
In the U.S., Alzheimer's clinical trials are largely limited to fluent English speakers, which leaves millions of patients without the opportunity to participate and scientists without diverse data.

Read more on NPR

We're About To See The Most Competitive Best Actor Oscars Race In Years


We're About To See The Most Competitive Best Actor Oscars Race In Years
The field is crowded with stars in their prime, young guns and old guys who've been waiting decades for their moment. The winner could tell us a lot about the rest of the Academy Awards.

October 31, 2018 at 09:13PM
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These Are the Bad Times


These Are the Bad Times
Maybe it's a function of American exceptionalism and belief in progress that we struggle to imagine anything but the extremes: a land of liberty and self-determination (regrettably a little off track at the moment), or a totalitarian death machine.

October 31, 2018 at 08:56PM
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Are Himalayan Salt Tequila Shots A Shortcut To Wellness?


Are Himalayan Salt Tequila Shots A Shortcut To Wellness?
Imagine flitting through life free from unwellness. You are calm — a deep ocean of self-love radiating outward. And it's all because you switched from taking tequila shots out of normal shot glasses to taking tequila shots out of these pink Himalayan salt shot glasses from a company called Root7.

October 31, 2018 at 08:56PM
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[Discussion] We need to create a new generation of social media networks because the current ones make us mentally sick

Social Media has made us more densely networked than ever. At the same time, social media contributes to issues like loneliness, depression, anxiety,isolation and other kinds of mental health problems. Besides being constantly reminded by the brands that advertise on social media about how we should have more nice things to live happily by using clever Fear of Missing Out tactics, social media is also full of fake/false self-presentations.

Winnicott’s theory says that one’s ego can split to “true self” and “false self.” False self-presentation on social media is a growing trend, and it may serve as a gateway behavior to more problematic behaviors which may lead to psychological problems and even pathologies. When we use social media, then we display the best version of ourselves, by posting only the happiest moments from our lives, but we never mention negative or sad things that happen (I’ve done it, you’ve probably done it and so have your friends) and in my opinion that creates problems. Why? Because people who are following and consuming content produced by us (always smiling, traveling, eating out, throwing parties, spending time together with friends etc), automatically compare their lives to them and when they see people only posting positive content about their lives then it makes them depressed, anxious and it creates dissonance in the society.

Social media also has an impact on social skills. Interacting with your peers is about so much more than just using words. It’s about reading body language, understanding the tone of voice of another person, etc. All of this is important to have healthy and functioning human relationships. Teenagersare the most vulnerable to this kind of issue, since many of them only rely on social media to stay in touch with their friends and acquaintances, but they don’t have real-life interactions with them, which puts them into isolation and prevents them from learning the critical social skills that they need to be functioning member of society.

Source- https://medium.com/datadriveninvestor/we-need-to-create-a-new-generation-of-social-media-networks-because-the-current-ones-make-us-sick-83965995c8f4



https://ift.tt/eA8V8J Submitted October 31, 2018 at 08:45PM by RegularJudge https://ift.tt/2Q4Q5rW

[Discussion] the GPs are getting worse

I’m feeling ill.

I don’t have symptoms of CHRONIC FATIGUE.

I get results from a German lab saying I have cmv virus . I go to a homeopath before this , they say I have cmv virus with a biofilm.

I go and get blood tests with the fucking nhs and everything is negative . Oh here you go , you’re diagnosed with chronic fatigue because we can’t be asked to look further into it.

Oh btw , now you’re diagnosed with this , all future blood tests will be rejected in the labs .

THIS IS ONE BIG FARCE . EITHER THE NHS CANT DETECT VIRUSES AT ALL , IN BIOFILMS , OR THEY SET THEIR LIMITS SO HIGH SO THAT THEY DON’T HAVE TO DEAL WITH US .

I can’t wait till I’m 18 and can move to either Canada or Australia, or any country in fact where you might have to pay for health but at least the departments aren’t so up their arse that they admit to other health professionals being right .

Any GPs takes on this?



https://ift.tt/eA8V8J Submitted October 31, 2018 at 05:05PM by Funinthesun7282 https://ift.tt/2CQbeSS

Deals Are The New Clickbait: How Instagram Made Extreme Couponers Of Us All


Deals Are The New Clickbait: How Instagram Made Extreme Couponers Of Us All
The basic concept of couponing — companies offer a deal, customers take that deal — has not changed since the late 1800s. But the speed and reach of the internet has turned discount hunting into a boutique industry, a side gig and yet another millennial existential crisis.

October 31, 2018 at 12:57PM
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[Discussion] For healthcare professionals: Are your working conditions insane, and what do you think about the future of the industry with respect to extreme cost-cutting and high staffing rations? (RN, PA, MD, RT techs, etc)

I have had my nursing license about 2 years after getting a B.A. in Sociology around the time of the 2008 crash. A lot of people urged me to reconsider going in medicine at all, warning me about how brutal the nursing profession was, with the horizontal bullying, abuse from doctors and patients alike, and the generally appalling working conditions (like no bathroom or lunch breaks, illegal staffing ratios, etc...the list goes on). I was confident that I could find my niche and bypass a lot of the more unsavory jobs, but without experience one is relegated to bargain bin positions.

I now work in chronic dialysis, my 3rd job so far, and I just can't believe what these companies are getting away with! I often work 14 hour days with no lunch relief, as the only RN in the building I am not allowed to leave for lunch either since it's a legal liability (even though our manager pressures us to press the button declaring that I "clocked out for 30 minutes and was relieved of my duties" when I punch my time card). This is actually highly illegal...but just one more thing the company keeps getting away with. The discrepancies are endless.

I know the stories about people leaving the nursing profession are pretty common because it's one of the harder jobs with all the back injuries, burnout, and and salaries aren't always competitive enough to make them stay---but what about everyone else? I often wonder if PAs, RTs, MDs, or other healthcare workers feel like things are just getting more insane than they've ever been?

I once did a contract assignment for fit testing N95 respirators at the local hospital and was able to meet a broad array of staff. Across the board, pretty much everyone seemed stressed to the max, unnaturally impatient to get their 5 minute test done, generally miserable, and at times, downright rude. The feeling of dissatisfaction was immense.

Readers, do you think that the landscape of healthcare and it's attractiveness as a career path is diminishing compared to what it once was? I understand that the reimbursement model is changing and less people than ever are privately insured, so the facilities absorb the cost and then cut wages, but on a greater scale, does anyone else feel worked to death?? I am considering leaving the industry since I refuse to work a job where I'm on call 24/7 for only 45k a year. I know the days where recruiters would roll out the red carpet for nurses are gone, but I almost feel at times like I'm back working retail again, where the feeling that you are disposable is very palpable and they'll just get someone else to slave away if you can't or won't comply with the demands. I once thought becoming a Nurse Practitioner or PA would buffer me against some of the hassles you deal with as a floor nurse, but now that I see how unhappy a lot of them are, I question whether anyone involved in healthcare is spared the relentless crap-storm that now typifies the work.



https://ift.tt/eA8V8J Submitted October 31, 2018 at 06:08AM by dunkers0811 https://ift.tt/2RqLIHT

[Discussion] Could we save A LOT of money on healthcare in the US by more frequent (and more in-depth) blood testing?

It seems to me that a lot of health issues could be avoided or heavily alleviated if we tested for more blood markers (and more frequently) in the US.

Maybe the more frequent or more in-depth blood tests would be optional and you would get a health insurance premium discount for doing them. If that was the case, I would absolutely do them more often. More info about myself plus saving money plus potentially catching issues earlier.

Alternatively, imagine if health insurance premiums were based on your level of health so you could keep in tune with your level of health, catch any potential issues early, and save money.

My list would be something like this (please don't attack my specific list, but discuss the general idea):

  1. Waist to height ratio (maximum healthy is 0.5, preferably 0.45)

  2. Body fat percentage

  3. Lean muscle mass amount

  4. Blood test results: fasting insulin, fasting blood glucose, coronary artery calcification, hemoglobin A1c, standard lipid panel, and all vitamins/minerals, and more.

  5. Age (least important in my mind, but it will be a factor)

If we got the above 1-4 tracked more frequently for everyone, we would save A LOT of healthcare costs. What are your thoughts?



https://ift.tt/eA8V8J Submitted October 31, 2018 at 05:17AM by JohnnyRockets911 https://ift.tt/2EVJejh

'Remember You Will Die' – And Other Tips For A Better Death


'Remember You Will Die' – And Other Tips For A Better Death
Hundreds of thousands of people have already discussed the last great taboo at one of Michael Hebb's "death dinners." Here he offers some advice for the rest of us.

October 31, 2018 at 01:40AM
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12 Young People on Why They Probably Won’t Vote


12 Young People on Why They Probably Won’t Vote
More than half of American adults plan to cast ballots in November, but only a third of people ages 18 to 29 say they will. Here, 12 young adults on why they probably won't vote.

October 31, 2018 at 12:33AM
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Thứ Ba, 30 tháng 10, 2018

Colbert: 'Hate Is Not What America Stands For'


Colbert: 'Hate Is Not What America Stands For'
"Late Show" host Stephen Colbert delivered a sad, funny, gutting and inspiring monologue on Monday night in the wake of the shooting of the Tree of Life synagogue in Pittsburgh.

October 30, 2018 at 09:09PM
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Fake Drugs: The Global Industry Putting Your Life At Risk


Fake Drugs: The Global Industry Putting Your Life At Risk
The manufacture and distribution of medicines is a global industry, tainted by fake and substandard products. Not only might these drugs not work as expected, but some are even contributing to antimicrobial resistance. So, what's in your medicine cabinet?

October 30, 2018 at 06:53PM
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Can A New Patch For ‘Asian Glow’ Cure My Lifelong Embarrassment Around Drinking?


Can A New Patch For ‘Asian Glow’ Cure My Lifelong Embarrassment Around Drinking?
Culturally speaking, glowing up is less of an issue in Asia, where so many people flush red that you're not going to be called out. But Asians in the West live in a different context as minorities, where turning red can make you stick out like a sore thumb.

October 30, 2018 at 06:53PM
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OCM help needed

I have been doing the oil cleansing method for about 5 years now. I really love it, my skin is doing much better. However, I have 2 concerns that I'm hoping someone has found a better way

  1. I started out with coconut oil but noticed that my sink kept getting clogged. I read that it was common for coconut oil to do that so I switched to avocado. It isn't as bad but my sink still gets clogged. We are now on our own septic system so I really can't be doing anything to mess it up. We're not supposed to use clog removers since they're really not great for septic systems so this is a huge issue.

  2. The washcloths I use get really gross. They develop an oily film on them and they smell weird. I've soaked them in baking soda and vinegar and that works ok but sometimes it takes a few cycles to get them clean. And again, since we're on our own septic system, I put these cloths in a mop bucket to soak and then dump that outside so it's pretty inconvenient.

Looking forward to your suggestions!



https://ift.tt/eA8V8J Submitted October 30, 2018 at 10:01AM by lhaynie https://ift.tt/2z8AKz2

Natural deodorant ingredients that make dark underarms worst?

I have relatively dark underarms and woud like to know if the following ingredients can make it worst?

I’ve been thinking of this baking soda free deo from Happy Skincare

Ingredients: Butyrospermum Parkii (Shea) Butter, Manihot Esculenta (Tapioca) Root Starch, Magnesium Hydroxide, Cocos Nucifera (Coconut) Oil, Kaolin Clay, Euphorbia Cerifera Cera (Candelilla) Wax, Triethyl Citrate, Zinc Oxide (non-nano), Capryloyl Glycerin/Sebacic Acid Copolymer Diheptyl Succinate, Olea Europaea (Olive) Leaf Extract, Tocopherol (Vitamin E), Activated Charcoal Powder

  • Certified Organic Ingredient

If you have bettr recommendations, please share. I really appreciate it!



https://ift.tt/eA8V8J Submitted October 30, 2018 at 08:56AM by xauroralightx https://ift.tt/2AzGSlW

[Question - Insurance] So I asked for an itemized bill.

Hi,
I have a 30 copay PPO and went to see an ENT for a check up. I got a bill for 141 USD and 2 charges with the doctor's name. Reddit suggested I ask for an itemized bill. The two items are the following:
- Remove earwax (literally put a q-tip in my ear) = 57.xx
- Office Outpatient visit, New = 84.xx
My question is, isnt the "visit" supposed to be the 30 copay thing I already payed?



https://ift.tt/eA8V8J Submitted October 30, 2018 at 08:44AM by Nghtmare-Moon https://ift.tt/2Q5knKW

Question about natural oils for oil cleansing method

I have been using the Oil Cleansing Method for about a month now, I have done a ton of research on what types of oils to use for my skin type. Currently I have a mixture of roughly 25% castor oil, 30% macadamia nut oil, and 45% jojoba oil. No essential oils were added. After about 3 weeks my mixture became sort of foggy. I can't tell if that means its gone bad or if its a normal reaction to oils combining. The smell hasn't changed and it's different from the way coconut oil looks when its starting to harden, its kept between 60°- 75°f in my bathrrom so I don't think its temperature related.

Do any of those oils need to be kept in the refrigerator to stay fresh? I'm wondering if its bacteria or rancid or something.

I'm using a clear glass jar that has a dropper style top for the mixture if that makes any difference.

In the meantime I have been mixing small batches in hand every time I clean my face to avoid possible bacteria.

Thanks for any insight to natural oils and safe storage advice in advance!



https://ift.tt/eA8V8J Submitted October 30, 2018 at 07:13AM by Jjjjmmmp https://ift.tt/2CPnmU0

Why Is It So Hard For Native Americans To Vote In This Utah County?


Why Is It So Hard For Native Americans To Vote In This Utah County?
In San Juan County, a majority Navajo population has lived for decades with a primarily white, Mormon government. This election could change that — if people can cast their vote.

October 30, 2018 at 12:13AM
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Thứ Hai, 29 tháng 10, 2018

The Flourishing Of Skate Culture In A Sellout Era


The Flourishing Of Skate Culture In A Sellout Era
Anyone paying attention to the movies this year knows that the fantasy of skateboarding is alive and well, not only to the young people who engage in the sport but to an army of curious bystanders, most of whom are probably older than the average skater.

October 29, 2018 at 11:07PM
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Katie Nolan Is Ready to Put It All Out There


Katie Nolan Is Ready to Put It All Out There
The sports personality talks about when she knew it was over at FOX, jumping to ESPN, what she did with all that time in between and her new show "Always Late with Katie Nolan."

October 29, 2018 at 11:07PM
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The Flourishing Of Skate Culture In A Sellout Era


The Flourishing Of Skate Culture In A Sellout Era
Anyone paying attention to the movies this year knows that the fantasy of skateboarding is alive and well, not only to the young people who engage in the sport but to an army of curious bystanders, most of whom are probably older than the average skater.

October 29, 2018 at 11:07PM
via Digg https://ift.tt/2JlupFf

The $48,329 Allergy Test


The $48,329 Allergy Test
Janet Winston had a rash that wouldn't go away, so she went to get an allergy test and came back with an absurd bill.

October 29, 2018 at 09:39PM
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Should I Tell My Friend That My Late Mom And Her Late Dad Had An Affair, And Other Advice Column Questions


Should I Tell My Friend That My Late Mom And Her Late Dad Had An Affair, And Other Advice Column Questions
A roundup of the most interesting, thought-provoking and surprising questions that our favorite columnists addressed in recent days.​​

October 29, 2018 at 06:45PM
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Going Natural

Hi! I am new to this sub so I hope this post is ok. I wanted to share a my recent experience with deciding to try more natural products and leaving the big name cosmetics/skin care brands behind. So, I've always had oily skin. I've never really been able to find makeup to look good on me. At first I just kept trying different brands thinking that it wasn't right for me. After nothing worked, I decided that I needed to focus on skin care instead. Since I was so oily, I bought oil controlling moisturizer, primer, cleanser. This resulted in either my skin getting dried out or becoming even more oily. What the heck? Guess I'm just a freak of nature. Finally at age 38 I decided to search for some lesser known skin care brands since the popular ones just didn't work. I came across some natural, organic and/or small batch made ones along with natural blogs and thought I had nothing to lose. It costs money, though, so I had to save a bit to dive in. As of now, I have discovered that my skin type isn't really oily, it's dehydrated (!) and all the oil controlling products were just making it more dehydrated. Why isn't this ever addressed? I hardly ever see info about this and all the info just classifies skin as dry, normal, combo, or oily- not the reasons why, which can differ and create many more skin types and thus different kinds of treatment/products each person should use. Anyway, my skin is much more normal after using some natural products that actually penetrate my skin instead of just sitting on top (bye bye silicones in skin care!). I'm so excited to find what works and wanted to share! Final note, the first brand I tried was Odacite. I didn't see anything yet on here (although I haven't really read much yet) about it so wanted to say that I really like their serums and mask and plan to buy more soon. Got a sample of the mint mist and two private collection serums (i.e. expensive!) and I'm purchasing the mist when I can. Not affiliated, just one of the companies that has helped change my skin for the better! Glad to be on board with natural!



https://ift.tt/eA8V8J Submitted October 29, 2018 at 02:39PM by eatdrinkandbemerry80 https://ift.tt/2OdwZxO

Don't Worry About Exercising Too Much


Don't Worry About Exercising Too Much
A new study finds that having "elite" levels of aerobic fitness increases longevity relative to merely "high" levels.

October 29, 2018 at 06:59AM
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[Question - Insurance] Two adults and child looking for healthcare

I am currently looking for healthcare for myself, girlfriend and daughter which live with me. I make around 30K a year and my employer does not offer health insurance.

After shopping around it seems that any health insurance plan I can afford have deductibles that equate to more than I would spend a year on healthcare anyway. Is it just not practical for me to get health insurance?

Michigan 26Yo Male non smoking 24Yo Female smoking 1Yo Female non smoking



https://ift.tt/eA8V8J Submitted October 29, 2018 at 03:45AM by Inkei91 https://ift.tt/2JlQNyg